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437 Ricker St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 437 Ricker St, Waterloo, IA 50703 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1912
Square Footage616 sqft Living Area
Lot Size7,000 sqft (0.161 acres)
Last Sale$1,000 (2023)
Tax Bill$984.00 (2025)

Property Details

APN / Parcel Number

Primary APN8913-13-381-009

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms4 Rooms
Building Area616 sqft Living Area
1st Floor616 sqft 1st Floor
Basement Area616 sqft Basement
Unfinished Basement616 sqft Unfinished
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1912
Effective Year BuiltEffective 1912
Exterior MaterialVinyl Exterior
Construction TypeFrame Construction
Roof ConstructionHip Roof Construction
Roof MaterialAsphalt Roof
Lot Area7,000 sqft (0.161 acres)
Depth X Width140 ft x 51 ft Depth x Width

Exterior Amenities

Deck Area220 sqft Deck
Patio Area15 sqft Patio
Porch1 Porch
Porch Area72 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address437 RICKER ST
CityWATERLOO
StateIA
Zip50703-2663
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMANSONS SECOND ADDITION LOT 9 BLK 4
Legal Range13W
Legal Township89N
Legal Section13
Legal SubdivisionMANSONS SECOND ADDITION
Legal Block4
Legal Lot Number9
JurisdictionBLACK HAWK IA
Minor Civil DivisionWATERLOO
Census Blockgroup2
Census Block2011
Census Tract1701

Owner

Source: Black Hawk County records · APN 8913-13-381-009

Assessment roll updated October 17, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1309 COFFEEN AVE, 1200, SHERIDAN, WY 82801-5777
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 01, 2024Quit Claim Deed, Transfer · Building or Construction Mortgage
ENCORE SFR FINANCE LLC
Nov 02, 2020Deed of Trust, Mortgage · Line of Credit
GREENSTATE CU
May 17, 2023Intrafamily Transfer, Transfer
TITLE SERVICES CORPORATION
Jan 03, 2023Quit Claim Deed, Transfer
Quitclaim Document
Feb 02, 2022Warranty Deed, Transfer
Oct 27, 2020Quit Claim Deed, Transfer
Quitclaim Document
Feb 16, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 03, 2023 · Amount on Record
Deed SaleJan 03, 2023 · Amount on Record
Prior SaleFeb 16, 2017 · Amount on Record
Deed Doc Number20239605
Last Transfer DateJan 23, 2024
Transfer Doc0000009578
Record RefreshedSep 20, 2026

February 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBLACK HAWK IA
Recording DateFeb 01, 2024
Property Address437 RICKER ST, WATERLOO, IA 50703-2663
Document Number202400009578
Instrument DateJan 23, 2024
Instrument202400009578
Transaction TypeTransfer
Record UpdatedFeb 21, 2024
Title CompanyTITLE SERVICES CORPORATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1309 COFFEEN AVE, SHERIDAN, WY 82801-5777

Mortgage

Document Number202400009579
DateFeb 01, 2024
Instrument202400009579
Lender
NameENCORE SFR FINANCE LLC
TypeNon-Lending Institution
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded

Mortgage

Document Number202400009579
DateFeb 01, 2024
Instrument202400009579
Lender
NameENCORE SFR FINANCE LLC
TypeNon-Lending Institution
Address4000 HOLLYWOOD BLVD STE 555S, HOLLYWOOD, FL 33021
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address437 RICKER ST, WATERLOO, IA 50703-2663
Transaction TypeMortgage
Record UpdatedJun 02, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202100009530
DateNov 02, 2020
Instrument202100009530
Lender
NameGREENSTATE CU
TypeCredit Union
AddressNORTH LIBERTY, IA 52317
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBLACK HAWK IA
Recording DateMay 17, 2023
Property Address437 RICKER ST, WATERLOO, IA 50703-2663
Document Number202300015427
Instrument DateMay 10, 2023
Instrument202300015427
Transaction TypeTransfer
Record UpdatedJun 02, 2023
Title CompanyTITLE SERVICES CORPORATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1309 COFFEEN AVE # 1200, 1200, SHERIDAN, WY 82801-5777

January 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBLACK HAWK IA
Recording DateJan 03, 2023
Property Address437 RICKER ST, WATERLOO, IA 50703-2663
Document Number202300009605
Instrument DateDec 28, 2022
Instrument202300009605
Transaction TypeTransfer
Record UpdatedJun 02, 2023

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1309 COFFEEN AVE # 1200, 1200, SHERIDAN, WY 82801-5777

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateFeb 02, 2022
Property Address437 RICKER ST, WATERLOO, IA 50703-2663
Document Number202200015747
Instrument DateJan 28, 2022
Instrument202200015747
Transaction TypeTransfer
Record UpdatedJun 02, 2023

Transaction

AmountAmount Recorded
Tax$63.20
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBLACK HAWK IA
Recording DateOct 27, 2020
Property Address437 RICKER ST, WATERLOO, IA 50703-2663
Document Number202100009143
Instrument DateOct 26, 2020
Instrument202100009143
Transaction TypeTransfer
Record UpdatedJun 02, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3524 WOODRIDGE DR, CEDAR FALLS, IA 50613-5473

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateFeb 16, 2017
Property Address437 RICKER ST, WATERLOO, IA 50703-2663
Document Number201700014581
Instrument DateFeb 09, 2017
Instrument2017-00014581
Transaction TypeTransfer
Record UpdatedJun 02, 2023

Transaction

AmountAmount Recorded
Tax$16.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2158 BURTON AVE, WATERLOO, IA 50703-1400

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$984.00$53,780 (+21.48%) Land $6,290 Building $47,490$53,780 (+21.48%) Land $6,290 Building $47,490
2024$984.00 (+40.57%)
2023$44,270 (+39.08%) Land $6,290 Building $37,980$44,270 (+39.08%) Land $6,290 Building $37,980
2022$700.00$31,830 Land $6,290 Building $25,540
2021$31,830 Land $6,290 Building $25,540

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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