437 Pine White Rd, Roscoe, IL 61073 Property Records

Winnebago County property record for 437 Pine White Rd, Roscoe, IL 61073

Property Summary

Property Type	Quadplex
Details	8 bd · 8 ba · 5,504 sqft · built 2009
Lot Size	0.389 acres (16,988 sqft)
Owner	Trust Name on Record
Last Sale	$296,000 (Apr 2013)
Deeds & Mortgages	Feb 2026 Mortgage Jun 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-05-102-006`

Property Details

APN / Parcel Number

Primary APN	`08-05-102-006`

Interior

Bedrooms	8 Beds
Full Baths	8 Baths
Total Rooms	20 Rooms
Stories	2 Stories
Building Area	5,504 sqft Total Area

Exterior

Year Built	Built 2009
Exterior Material	Aluminum/Vinyl
Lot Area	16,988 sqft (0.389 acres)

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	437 PINE WHITE RD
City	ROSCOE
State	IL
Zip	61073-5665
Property Category	Residential
Property Type	Residential > Multi-Unit > Quadplex
Local Zoning Code	RM - MULT FAMILY
Legal Description	CLEARWING NO 3 PT NW1/4 SEC 5 & PT NE1/4 SEC 6-45-2 LOT 98
Legal Range	02
Legal Township	45
Legal Section	06
Legal Subdivision	CLEARWING 03
Legal Lot Number	98
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROSCOE
Census Block Group	3
Census Block	3010
Census Tract	3801

Owner

Source: Winnebago County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	14109 MANHATTAN ST, SOUTH BELOIT, IL 61080-9548
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
Jun 29, 2023	Deed of Trust, Mortgage · Line of Credit VILLAGE BANK & TRUST
Mar 1, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2013 · Amount on Record
Deed Sale	Apr 26, 2013 · Amount on Record
Prior Sale	Apr 26, 2013 · Amount on Record
Deed Document Number	0001017228
Last Transfer Date	Mar 1, 2019
Transfer Doc	0001004908
Record Updated	Jun 7, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	437 PINE WHITE RD, ROSCOE, IL 61073-5665
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004778
Date	Feb 26, 2026
Instrument	2604778

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.12%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	437 PINE WHITE RD, ROSCOE, IL 61073-5665
Transaction Type	Mortgage
Record Updated	Jul 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014270
Date	Jun 29, 2023
Instrument	2314270

Lender

Name	VILLAGE BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Mar 1, 2019
Property Address	437 PINE WHITE RD, ROSCOE, IL 61073-5665
Document Number	0001004908
Instrument Date	Feb 27, 2019
Instrument	1004908
Transaction Type	Transfer
Record Updated	Mar 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	14109 MANHATTAN ST SOUTH BELOIT IL 610809548, SOUTH BELOIT, IL 61080-9548

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Roscoe Township
Municipality	Roscoe Village
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Rockton School District 140 (PK - 08)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2022	$115,595 Land $13,322 Building $102,273	$346,785 Land $39,966 Building $306,819

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	76 (1978–2019)
Claims Outside the SFHA	4 of 76
Most Recent Claim	Oct 2019 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms And Flooding, Jul 2010 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH PARK PWD serves 35,580 people · EPA ID IL2015500
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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