437 Perugia Ave, Miami, FL 33146 Property Records

Miami-Dade County property record for 437 Perugia Ave, Miami, FL 33146

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,336 sqft · built 1928
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$955,000 (Dec 2018)
Tax Bill	$11,995 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-4120-023-3841`

Property Details

APN / Parcel Number

Primary APN	`03-4120-023-3841`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,336 sqft Living Area
Gross Area	2,690 sqft
1st Floor Area	90 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1994
Exterior Material	Concrete Block/Hollow Tile/Frame
Construction Type	Concrete Block
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Patio Area	89 sqft

Location & Zoning

Street Address	437 PERUGIA AVE
City	MIAMI
State	FL
Zip	33146-2851
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0100
Legal Description	20 54 41 C GAB RIVIERA SEC 2 REV PB 28-18 LOT 24BLK 105 LOT SIZE 50.000 X 100 OR 16711-0611 0395 1 COC 21950-2697 11 2003 1
Legal Range	41E
Legal Township	54S
Legal Section	20
Legal Subdivision	GAB RIVIERA
Legal Block	105
Legal Lot Number	24
Jurisdiction	DADE FL
Township / Civil Division	MIAMI
Census Block Group	1
Census Block	1011
Census Tract	7401

Owner

437 Perugia Ave is owned and occupied by two individuals who bought it in December 2018.

Source: Miami-Dade County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	437 PERUGIA AVE, MIAMI, FL 33146-2851
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Deed of Trust, Mortgage · Line of Credit SPACE COAST CREDIT UNION
Jun 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Oct 10, 2019	Deed of Trust, Mortgage GUARANTEED RATE
Dec 31, 2018	Warranty Deed, Transfer GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2018 · Amount on File
Deed Sale	Dec 31, 2018 · Amount on File
Prior Sale	Jan 6, 2004 · Amount on File
Deed Document Number	2018784124
Deed Book / Page	31272 / 4678
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Recording Date	Sep 17, 2026
Property Address	437 PERUGIA AVE, MIAMI, FL 33146-2851
Document Number	0000642406
Book / Page	35496 / 4193
Instrument Date	Aug 21, 2026
Instrument	2026642406
Transaction Type	Mortgage
Record Updated	Oct 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 PERUGIA AVE, MIAMI, FL 33146-2851

Mortgage

Document Number	0000642406,
Date	Sep 17, 2026
Book Page	35496/4193
Instrument	2026642406

Lender

Name	SPACE COAST CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	437 PERUGIA AVE, CORAL GABLES, FL 33146-2851
Transaction Type	Mortgage
Record Updated	Jul 7, 2021
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 PERUGIA AVE, MIAMI, FL 33146-2851

Mortgage

Document Number	0000414026
Date	Jun 10, 2021
Book Page	32557/4654
Instrument	2021R0414026

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	437 PERUGIA AVE, CORAL GABLES, FL 33146-2851
Document Number	0000807137
Instrument Date	Oct 10, 2019
Transaction Type	Mortgage
Record Updated	Feb 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	437 PERUIA AVE CORAL GABLES FL 33146, CORAL GABLES, FL 33146

Mortgage

Document Number	0000807137
Date	Dec 30, 2019
Book Page	031747/004414
Instrument	807137

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 29, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Dec 31, 2018
Property Address	437 PERUGIA AVE, CORAL GABLES, FL 33146-2851
Document Number	0000784124
Book / Page	031272 / 004678
Instrument Date	Dec 20, 2018
Instrument	784124
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,730.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	437 PERUGIA AVE CORAL GABLES FL 331462851, CORAL GABLES, FL 33146-2851

Mortgage

Document Number	784127
Date	Dec 31, 2018
Book Page	031272/004685
Instrument	784127

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 30, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 437 Perugia Ave was $11,995 with a homeowner's exemption.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Coral Gables City
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,995.00 Homeowner's exemption	$665,340	$1,104,956 Land $725,000 Building $379,956
2023	$10,814.00 (+3.28%) Homeowner's exemption	$627,757 (+3%)	$878,796 (+12.04%) Land $475,000 Building $403,796
2022	$10,471.00 Homeowner's exemption	$609,473	$784,390 Land $375,000 Building $409,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 437 Perugia Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 155 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	186 units insured incl. 31 condo units
Nearby Flood Claims	6 (2017–2023)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2023 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 437 Perugia Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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