437 N Side Rd, Wading River, NY 11792 Property Records

Suffolk County and Riverhead Town property record for 437 N Side Rd, Wading River, NY 11792

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,584 sqft · built 1950
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$324,000 (Apr 2021)
Tax Bill	$11,022 (2024)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Mar 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`473000 36.-2-11`

Property Details

APN / Parcel Number

Primary APN	`473000 36.-2-11`
Alternative APNs	`0600-036.00-02.00-011.000` `300003600000020110000000` `4730002977` `40`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,584 sqft Living Area
Gross Area	1,740 sqft
1st Floor Area	800 sqft
Upper Floors Area	496 sqft
Basement Area	288 sqft
Finished Basement	288 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Composition/Composite
Lot Area	87,120 sqft
View / Lot	Canal
Garage Type	Detached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	156 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Oil

Location & Zoning

Account Number	40
Street Address	437 N SIDE RD
City	WADING RIVER
State	NY
Zip	11792-1116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02
Legal Block	2
Legal Lot Number	11
Jurisdiction	SUFFOLK NY
Township / Civil Division	RIVERHEAD
Census Block Group	2
Census Block	2011
Census Tract	169701

Owner

437 N Side Rd is owned and occupied by two individuals who bought it in April 2021.

Source: Suffolk County and Riverhead Town records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	437 N SIDE RD, WADING RIVER, NY 11792-1116
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2021	Deed, Transfer · Stand-Alone First Mortgage TEACHERS FCU
Mar 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage DITECH FIN'L
Nov 15, 2016	Loan Modification, Mortgage · Conventional Mortgage DITECH FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2021 · Amount on File
Deed Sale	Apr 23, 2021 · Amount on File
Deed Book / Page	13101 / 231
Record Updated	Sep 20, 2026

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Apr 23, 2021
Property Address	437 N SIDE RD, WADING RIVER, NY 11792-1116
Document Number	0131010231
Book / Page	13101 / 231
Instrument Date	Mar 18, 2021
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8 DOGWOOD RD, WADING RIVER, NY 11792-1313

Mortgage

Document Number	0232640393
Date	Apr 23, 2021
Book Page	23264/393
Instrument	DM005181

Lender

Name	TEACHERS FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	437 N SIDE RD, WADING RIVER, NY 11792-1116
Document Number	0228800801
Instrument Date	Mar 25, 2017
Transaction Type	Mortgage
Record Updated	Jul 2, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 N SIDE RD WADING RIVER NY 117921116, WADING RIVER, NY 11792-1116

Mortgage

Document Number	0228800801
Date	Dec 5, 2017
Book Page	022880/000801

Lender

Name	DITECH FIN'L
Address	2100 E ELLIOT RD # 94, TEMPE, AZ 85284-1806

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	Dec 4, 2057

Interest

Rate	7.87%

November 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SUFFOLK NY
Property Address	437 N SIDE RD, WADING RIVER, NY 11792-1116
Document Number	0227990993
Book / Page	022799 / 000993
Instrument Date	Nov 15, 2016
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	SINGLESOURCE PROPERTY SOLUTION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 N SIDE RD WADING RIVER NY 117921116, WADING RIVER, NY 11792-1116

Mortgage

Document Number	0227990993
Date	Mar 20, 2017
Book Page	022799/000993

Lender

Name	DITECH FIN'L
Address	TEMPE, AZ 85284

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	468 Months
Due	Mar 19, 2056

Interest

Rate Type	Adjustable Rate
Rate	7.87%

Tax Assessment & Valuation

Source: Suffolk County and Riverhead Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Riverhead Town
Unified School District	Riverhead Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$53,100 Land $17,900 Building $35,200	$650,735 Land $219,363 Building $431,373
2024	$11,022.00
2023		$53,100 Land $17,900 Building $35,200	$571,582 Land $192,680 Building $378,902

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 437 N Side Rd in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	18 (1982–2026)
Claims Outside the SFHA	13 of 18
Most Recent Claim	Jul 2026 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 4 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 437 N Side Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERHEAD WATER DISTRICT serves 35,000 people · EPA ID NY5103705
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrite resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Side Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures