437 N 5th St, Reading, PA 19601 Property Records

Berks County property record for 437 N 5th St, Reading, PA 19601

Property Summary

Property Type	Single Family Home
Details	6 bd · 2 ba · 2,520 sqft · built 1900
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (Dec 2009)
Tax Bill	$1,326 (2026)
Deeds & Mortgages	Aug 2022 Mortgage May 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5307-67-72-9843`

Property Details

APN / Parcel Number

Primary APN	`5307-67-72-9843`
Alternative APNs	`07-5307-67-72-9843` `7075350` `075350`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	2,520 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,742 sqft (0.04 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	7075350
Street Address	437 N 5TH ST
City	READING
State	PA
Zip	19601-3003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	29
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1017
Census Tract	1300

Owner

437 N 5th St is owned and occupied by two individuals who bought it in December 2009.

Source: Berks County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	437 N 5TH ST, READING, PA 19601-3003
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2022	Deed of Trust, Mortgage · FHA Mortgage TOWNEBANK MORTGAGE
May 28, 2020	Loan Modification, Mortgage SHELLPOINT MTG SVCNG
Nov 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANKERS INS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2009 · Amount on File
Deed Sale	Dec 4, 2009 · Amount on File
Prior Sale	May 20, 2005 · Amount on File
Deed Document Number	200956556
Prior Transfer Date	Nov 24, 2003
Prior Transfer Doc	0000095186
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	437 N 5TH ST, READING, PA 19601-3003
Transaction Type	Mortgage
Record Updated	Dec 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032805
Date	Aug 12, 2022
Instrument	2022032805

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BERKS PA
Property Address	437 N 5TH ST, READING, PA 19601-3003
Document Number	0000034954
Instrument Date	May 28, 2020
Transaction Type	Mortgage
Record Updated	Oct 8, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 N 5TH ST READING PA 196013003, READING, PA 19601-3003

Mortgage

Document Number	0000034954
Date	Sep 28, 2020
Instrument	34954

Lender

Name	SHELLPOINT MTG SVCNG
Address	GREENVILLE, SC 29601

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 27, 2050

Interest

Rate	3.87%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	437 N 5TH ST, READING, PA 19601-3003
Document Number	0000042893
Instrument Date	Nov 9, 2017
Transaction Type	Mortgage
Record Updated	Dec 8, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 N 5TH ST READING PA 196013003, READING, PA 19601-3003

Mortgage

Document Number	0000042893
Date	Nov 16, 2017
Instrument	42893

Lender

Name	BANKERS INS
Address	SAINT PETERSBURG, FL 33716

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 437 N 5th St was $1,326.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,326.00	$47,000 Land $5,900 Building $41,100	$5,900 Land $5,900
2024	$1,244.00	$47,000 Land $5,900 Building $41,100
1994			$47,000 Land $5,900 Building $41,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 437 N 5th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 437 N 5th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 989 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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