Montgomery County and Amsterdam Town property record for 437 Morrow Rd, Amsterdam, NY 12010
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,812 sqft · built 1949 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $135,000 (May 2012) |
| Tax Bill | $3,239 (2026) |
| Deeds & Mortgages | Apr 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 272089 26.-2-17 |
| Primary APN | 272089 26.-2-17 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,812 sqft Living Area |
| 1st Floor Area | 1,208 sqft |
| Upper Floors Area | 604 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 65,340 sqft (1.5 acres) |
| Lot Width | 213 ft Width |
| Garage Type | Detached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 48 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0765 |
|---|---|
| Street Address | 437 MORROW RD |
| City | AMSTERDAM |
| State | NY |
| Zip | 12010-6919 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LIFE ESTATE FOR WALTER |
| Legal Block | 2 |
| Legal Lot Number | 17.000 |
| Jurisdiction | MONTGOMERY NY |
| Township / Civil Division | AMSTERDAM |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 72100 |
437 Morrow Rd is owned and occupied by two individuals who bought it in May 2012.
Source: Montgomery County and Amsterdam Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 437 MORROW RD, AMSTERDAM, NY 12010-6919 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2012 · Amount on File |
| Deed Sale | May 1, 2012 · Amount on File |
| Deed Book / Page | 2012 / 46777 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NY |
| Property Address | 437 MORROW RD, AMSTERDAM, NY 12010-6919 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2022 |
| Title Company | MISC COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000008478 |
|---|---|
| Date | Apr 25, 2022 |
| Instrument | 2022-98478 |
| Name | STATE EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
The 2026 property tax bill for 437 Morrow Rd was $3,239 with a homeowner's exemption, up 91.3% from the year before.
Source: Montgomery County and Amsterdam Town assessment roll, as of May 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Montgomery County |
| County Subdivision | Amsterdam Town |
| Unified School District | Amsterdam City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,239.00 (+91.32%) Homeowner's exemption | ||
| 2025 | $1,693.00 | $10,700 Land $1,150 Building $9,550 | $178,333 Land $19,167 Building $159,166 |
| 2023 | $10,700 Land $1,150 Building $9,550 | $152,857 Land $16,429 Building $136,428 | |
| 2020 | $1,748.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 437 Morrow Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 9 (1980–2011) |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 437 Morrow Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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