437 Monroe St, Fairmont, WV 26554 Property Records

Marion County property record for 437 Monroe St, Fairmont, WV 26554

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	7 bd · 3 ba · 3,723 sqft · built 1935
Lot Size	0.128 acres (5,619 sqft)
Owner	Company Name on Record
Last Sale	$140,000 (Dec 2018)
Tax Bill	$2,312 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-1-0263.0000`

Property Details

APN / Parcel Number

Primary APN	`03-1-0263.0000`
Alternative APN	`24-03-1-0263.0000`

Interior

Bedrooms	7 Beds
Full Baths	3 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	14 Rooms
Units	5 Units
Stories	2 Stories
Building Area	3,723 sqft Total Area
1st Floor Area	2,356 sqft
Basement Area	1,350 sqft
Finished Basement	1,350 sqft

Exterior

Year Built	Built 1935
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	5,619 sqft (0.128 acres)
Lot Dimensions	105 ft deep x 66 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	437 MONROE ST
City	FAIRMONT
State	WV
Zip	26554-0160
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	LT (66X105) MONROE ST (2 BLDGS)
Jurisdiction	MARION WV
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2008
Census Tract	20100

Owner

Source: Marion County records, as of November 21, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 256, FAIRMONT, WV 26555-0256
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2020	Deed of Trust, Mortgage · Commercial Mortgage M C BANK & TRUST CO
Dec 10, 2018	Deed, Transfer J SCOFF THARP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2018 · Amount on Record
Deed Sale	Dec 10, 2018 · Amount on Record
Deed Document Number	201800017008
Deed Book / Page	1240 / 0248
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION WV
Property Address	437 MONROE ST, FAIRMONT, WV 26554-0160
Transaction Type	Mortgage
Record Updated	Oct 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 CLEVELAND AVE, FAIRMONT, WV 26554-1604

Mortgage

Document Number	001261/861
Date	Dec 8, 2020
Book Page	1261/861
Instrument	202000013648

Lender

Name	M C BANK & TRUST CO
Type	Bank
Address	BRIDGEPORT, WV 26330

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MARION WV
Recording Date	Dec 10, 2018
Property Address	437 MONROE ST, FAIRMONT, WV 26554-0160
Document Number	01240/0248
Book / Page	1240 / 0248
Instrument Date	Oct 23, 2018
Instrument	201800017008
Transaction Type	Transfer
Record Updated	Oct 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$616.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	201800017007
Date	Dec 10, 2018
Instrument	201800017007

Lender

Name	J SCOFF THARP
Type	Private Party

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Marion County
Municipality	Fairmont City
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,312.00 (+8.85%)	$77,460 (+8.31%) Land $4,740 Building $72,720	$129,100 (+8.31%) Land $7,900 Building $121,200
2023	$2,124.00 (+4.12%)	$71,520 (+4.29%) Land $4,740 Building $66,780	$119,200 (+4.29%) Land $7,900 Building $111,300
2022	$2,040.00	$68,580 Land $4,740 Building $63,840	$114,300 Land $7,900 Building $106,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 13, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FAIRMONT serves 30,586 people · EPA ID WV3302502
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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