437 Locust St, Chillicothe, MO 64601 Property Records

Livingston County property record for 437 Locust St, Chillicothe, MO 64601

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details3,348 sqft · built 1910
Lot Size0.08 acres (3,485 sqft)
OwnerIndividual Name on Record
Tax Bill$1,840 (2025)
Deeds & MortgagesDec 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN06-07.00-36-3-33-09.00

Property Details

APN / Parcel Number

Primary APN06-07.00-36-3-33-09.00

Interior

Stories1 Story
Building Area3,348 sqft Total Area
1st Floor Area3,348 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Lot Area3,485 sqft (0.08 acres)
Lot Dimensions112 ft deep x 31 ft wide

Location & Zoning

Street Address437 LOCUST ST
CityCHILLICOTHE
StateMO
Zip64601-2515
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionSECTION 36 TOWNSHIP 58 RANGE 24 LEGAL 437 LOCUST ST ORIGINAL SURVEY S 31 OF LOT 7 BLK 51
Legal Range24
Legal Township58
Legal Section36
Legal Block51
Legal Lot Number7
JurisdictionLIVINGSTON MO
Township / Civil DivisionCHILLICOTHE
Census Block Group2
Census Block2013
Census Tract480500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chillicothe Commercial Historic District
listed 2002 · 24 contributing resources · NRIS 02001176

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Livingston County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 613, CHILLICOTHE, MO 64601-0613
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 23, 2023
Deed SaleMar 23, 2023
Prior SaleSep 18, 2012
Deed Document Number2023481
Deed Book / Page742 / 697
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLIVINGSTON MO
Property Address437 LOCUST ST, CHILLICOTHE, MO 64601-2515
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1968 E 10TH ST, FREMONT, NE 68025-4456

Mortgage

Document Number716/369
DateDec 28, 2020
Book Page716/369
Instrument20202288
Lender
NameCOGENT BANK
TypeBank
AddressFREMONT, NE 68025
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of February 2, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyLivingston County
County SubdivisionChillicothe Township
MunicipalityChillicothe City
Unified School DistrictChillicothe R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,840.00 (+38.76%)$23,770 (+41.66%) Land $1,560 Building $22,210$74,290 (+41.64%) Land $4,880 Building $69,410
2024$1,326.00$16,780 (-) Land $1,560 Building $15,220
2023$16,780 Land $1,560 Building $15,220$52,450 Land $4,880 Building $47,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 20, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHILLICOTHE MUNICIPAL UTILITIES PWS
serves 10,187 people · EPA ID MO2010162
Water SourceGroundwater
Last State InspectionJul 2024
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zito Media
Fiber · Cable
1,000 / 1,000

May also be available: Green Hills Technologies, T-Mobile, Verizon.

Nearby Properties on Locust St

Nearby Streets

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