437 Lk Sinclair St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 437 Lk Sinclair St, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,126 sqft · built 2023
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$383,900 (Dec 2023)
Tax Bill	$5,969 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`095416-0900`

Property Details

APN / Parcel Number

Primary APN	`095416-0900`
Alternative APN	`095416 0090`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,126 sqft Living Area
Gross Area	2,698 sqft
1st Floor Area	2,126 sqft
Flooring	Carpet

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	412 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	437 LAKE SINCLAIR ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-1566
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	117/48-55 ST AUGUSTINE LAKES PHASE 1C LOT 90 OR5872/684
Legal Subdivision	ST AUGUSTINE LAKES PHASE 1C
Legal Block	1
Legal Lot Number	90
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3000
Census Tract	21003

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	437 LAKE SINCLAIR ST, SAINT AUGUSTINE, FL 32084-1566
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Deed of Trust, Mortgage · VA Mortgage TRUIST BANK
Dec 15, 2023	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage LENNAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2023 · Amount on Record
Deed Sale	Dec 15, 2023 · Amount on Record
Deed Document Number	202397565
Deed Book / Page	5872 / 684
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	437 LAKE SINCLAIR ST, SAINT AUGUSTINE, FL 32084-1566
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 LAKE SINCLAIR ST, SAINT AUGUSTINE, FL 32084-1566

Mortgage

Document Number	0062741878
Date	Dec 17, 2025
Book Page	6274/1878
Instrument	2025102221

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

December 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 15, 2023
Property Address	70 OLD BULL BAY CT, SAINT AUGUSTINE, FL 32084-0063
Document Number	0058720684
Book / Page	5872 / 684
Map Reference	MB 117 PG 48
Instrument Date	Dec 1, 2023
Instrument	2023097565
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 16, 2024
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,687.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9440 PHILIPS HWY STE 7, 7, JACKSONVILLE, FL 32256-1339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 LAKE SINCLAIR ST, ST AUGUSTINE, FL 32084-1566

Mortgage

Document Number	0058720688
Date	Dec 15, 2023
Book Page	5872/688
Instrument	2023097566

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company
Address	MIAMI, FL 33126

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$263,163 (+2.7%)	$338,604 (+0.64%) Land $80,000 Building $258,604
2025	$5,969.00 (+12.39%) Homeowner's exemption	$256,244 (+2.9%)	$336,445 (+3.06%) Land $80,000 Building $256,445
2024	$5,311.00 (+94.12%) Homeowner's exemption	$249,022 (+329.35%)	$326,461 (+462.86%) Land $70,000 Building $256,461
2023	$2,736.00	$58,000	$58,000 Land $58,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 54 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	54 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	8,000 / 8,000

May also be available: Xfinity.

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