437 Lake Dr, Ocala, FL 34472 Property Records

Marion County property record for 437 Lake Dr, Ocala, FL 34472

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,485 sqft · built 1999
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on File
Tax Bill$3,355 (2025)
Deeds & MortgagesOct 2021 Mortgage
Feb 2020 Mortgage
+ 1 more
Flood ZoneZone A (high risk)
APN9071-0002-13

Property Details

APN / Parcel Number

Primary APN9071-0002-13
Alternative APNs
  • 2986581000
  • 2986581

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,485 sqft Living Area
Gross Area4,304 sqft
1st Floor Area2,485 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleModern
Exterior MaterialConcrete Block
Roof TypeHip
Roof MaterialFiberglass
Lot Area14,810 sqft (0.34 acres)
Lot Dimensions130 ft deep x 114 ft wide
Garage TypeAttached
Garage Area486 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeEnclosed Pool
Pool Area895 sqft
PorchScreened Porch
Porch Area438 sqft
Deck Area615 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address437 LAKE DR
CityOCALA
StateFL
Zip34472-5048
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionSEC 04 TWP 16 RGE 23 PLAT BOOK 004 PAGE 149 LAKE DIAMOND GOLF AND COUNTRY CLUB PHASE 2 BLK B LOT 13
Legal Range23E
Legal Township16S
Legal Section4
Legal SubdivisionLAKE DIAMOND GOLF AND COUNTRY CLUB PHASE
Legal BlockB
Legal Lot Number13
JurisdictionMARION FL
Township / Civil DivisionOCALA
Census Block Group1
Census Block1012
Census Tract1210

Owner

437 Lake Dr is owned and occupied by two individuals who acquired it in May 2025.

Source: Marion County records, as of December 29, 2025

Owner of Record2 Individual Names on File
Mailing Address437 LAKE DR, OCALA, FL 34472-5048
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2021Deed of Trust, Mortgage · VA Mortgage
NEW DAY FINANCIAL LLC
Feb 4, 2020Deed of Trust, Mortgage · VA Mortgage
HAMILTON GROUP FUNDING INC
Nov 2, 2020Deed of Trust, Mortgage · VA Mortgage
NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMay 20, 2025
Transfer Doc0086180984
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION FL
Property Address437 LAKE DR, OCALA, FL 34472-5048
Transaction TypeMortgage
Record UpdatedOct 27, 2021
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address437 LAKE DR, OCALA, FL 34472-5048

Mortgage

Document Number0075900595
DateOct 8, 2021
Book Page7590/595
Instrument2021139085
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
AddressFULTON, MD 20759
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION FL
Property Address437 LAKE DR, OCALA, FL 34472-5048
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyREAL ESTATE TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0071280318
DateFeb 4, 2020
Book Page7128/0318
Instrument2020012622
Lender
NameHAMILTON GROUP FUNDING INC
TypeMortgage Company
AddressFORT LAUDERDALE, FL 33323
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2050

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION FL
Property Address437 LAKE DR, OCALA, FL 34472-5048
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address437 LAKE DR, OCALA, FL 34472-5048

Mortgage

Document Number0073050255
DateNov 2, 2020
Book Page7305/255
Instrument2020117230
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
AddressFULTON, MD 20759
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 437 Lake Dr was $3,355.

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMarion County
Unified School DistrictMarion County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,355.00$233,966$398,381 Land $46,028 Building $352,353
2023$3,091.00 (+3.03%) Homeowner's exemption$220,750 (+3%) Land $32,462 Building $188,288$355,494 (+0.35%) Land $32,462 Building $323,032
2022$3,000.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$214,320$354,268 Land $32,462 Building $321,806

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 437 Lake Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 30 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 437 Lake Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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