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437 Jefferson St, Pecatonica, IL 61063 Property Records

Winnebago County property record for 437 Jefferson St, Pecatonica, IL 61063 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Year BuiltBuilt 1935
Square Footage1,368 sqft Living Area
Lot Size6,098 sqft (0.14 acres)
GarageAttached, 624 sqft
OccupancyOwner Occupied
Last Sale$185,000 (2024)
Tax Bill$3,914.00 (2024)

Property Details

APN / Parcel Number

Primary APN09-28-176-012
Alternative APN
  • 460B301

Interior

Bedrooms4 Beds
Total Rooms7 Rooms
Building Area1,368 sqft Living Area
Stories1 Stories

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Lot Area6,098 sqft (0.14 acres)
Garage TypeAttached Garage
Garage Area624 sqft Garage

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemHVAC Heating
Water SourceCommercial Water Source

Location & Zoning

Street Address437 JEFFERSON ST
CityPECATONICA
StateIL
Zip61063-9119
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionO G WELLS ADDN LOT 008
Legal SubdivisionO G WELLS ADDN
Legal Lot Number008
JurisdictionWINNEBAGO IL
Minor Civil DivisionPECATONICA
Census Blockgroup2
Census Block2002
Census Tract4300

Owner

Source: Winnebago County records · APN 09-28-176-012

Assessment roll updated July 16, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address437 JEFFERSON ST, PECATONICA, IL 61063-9119
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2026Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
AMERIHOME MORTGAGE COMPANY LLC
Jul 19, 2023Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Sep 18, 2020Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
FAIRWAY INDEPENDENT MTG
Nov 01, 2017Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 18, 2024 · Amount on Record
Deed SaleJun 18, 2024 · Amount on Record
Prior SaleJul 19, 2023 · Amount on Record
Deed Doc Number202413716
Record RefreshedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Recording DateApr 13, 2026
Property Address437 JEFFERSON ST, PECATONICA, IL 61063-9119
Document Number0000008842
Instrument DateApr 07, 2026
Instrument20268842
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Relationship298
Address437 JEFFERSON ST, PECATONICA, IL 61063-9119

Mortgage

Document Number0000008842,
DateApr 13, 2026
Instrument20268842
Lender
NameAMERIHOME MORTGAGE COMPANY LLC
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate6.13%
Max Rate-1%

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateJul 19, 2023
Property Address437 JEFFERSON ST, PECATONICA, IL 61063-9109
Document Number0000016126
Instrument DateJul 14, 2023
Instrument2316126
Transaction TypeTransfer
Record UpdatedAug 16, 2023
Title CompanySECURITY FIRST TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$247.50
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address437 JEFFERSON ST, PECATONICA, IL 61063-9109

Mortgage

Document Number0000016127
DateJul 19, 2023
Instrument2316127
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2053
Interest
Rate TypeFixed Rate
Rate7.38%

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateSep 18, 2020
Property Address437 JEFFERSON ST, PECATONICA, IL 61063-9109
Document Number0001027655
Instrument DateSep 09, 2020
Instrument1027655
Transaction TypeTransfer
Record UpdatedOct 01, 2020
Title CompanyLAKESHORE TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$218.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address437 JEFFERSON ST PECATONICA IL 610639109, PECATONICA, IL 61063-9109

Mortgage

Document Number1027656
DateSep 18, 2020
Instrument1027656
Lender
NameFAIRWAY INDEPENDENT MTG
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueSep 17, 2050

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWINNEBAGO IL
Recording DateNov 01, 2017
Property Address437 JEFFERSON ST, PECATONICA, IL 61063-9109
Document Number0001035279
Instrument DateOct 30, 2017
Instrument1035279
Transaction TypeTransfer
Record UpdatedNov 10, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address437 JEFFERSON ST PECATONICA IL 610639109, PECATONICA, IL 61063-9109

Tax Assessment & Valuation

Source: Winnebago County records · Assessment roll updated July 16, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionPecatonica Township
MunicipalityPecatonica Village
Unified School DistrictPecatonica Community Unit School District 321 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2024$3,914.00$56,346 (+17.95%) Land $2,291 Building $54,055$169,038 (+17.95%) Land $6,873 Building $162,165
2022Homeowner's exemption$47,771 Land $1,943 Building $45,828$143,313 Land $5,829 Building $137,484

Flood & Wildfire

437 Jefferson St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Winnebago County (17201C), updated July 12, 2023

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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