437 Jefferson Ave, Cincinnati, OH 45215 Property Records

Hamilton County property record for 437 Jefferson Ave, Cincinnati, OH 45215

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,637 sqft · built 1927
Lot Size	0.164 acres (7,144 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Aug 2022)
Tax Bill	$3,525 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage Aug 2022 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`671-0006-0262-00`

Property Details

APN / Parcel Number

Primary APN	`671-0006-0262-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,637 sqft Living Area
1st Floor Area	1,080 sqft
2nd Floor Area	557 sqft
Upper Floors Area	557 sqft
Basement Area	1,248 sqft

Exterior

Year Built	Built 1927
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	7,144 sqft (0.164 acres)
Lot Dimensions	150 ft deep x 46 ft wide
Porch	Porch
Porch Area	168 sqft
Patio Area	290 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	437 JEFFERSON AVE
City	CINCINNATI
State	OH
Zip	45215-5517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JEFFERSON AVE 46 X 150 R1-T4-S32 SW
Legal Range	01
Legal Township	04
Legal Section	32
Jurisdiction	HAMILTON OH
Township / Civil Division	READING
Census Block Group	2
Census Block	2000
Census Tract	23201

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	437 JEFFERSON AVE, CINCINNATI, OH 45215-5517
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Aug 22, 2022	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 23, 2021	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Sep 29, 2021	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2022 · Amount on Record
Deed Sale	Aug 22, 2022 · Amount on Record
Prior Sale	Dec 23, 2021 · Amount on Record
Deed Document Number	2022-0080891
Deed Book / Page	14735 / 560
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	437 JEFFERSON AVE, CINCINNATI, OH 45215-5517
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 JEFFERSON AVE, CINCINNATI, OH 45215-5517

Mortgage

Document Number	0000073742
Date	Sep 23, 2025
Book Page	15506/1781
Instrument	2025-0073742

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Oct 1, 2030

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 22, 2022
Property Address	437 JEFFERSON AVE, CINCINNATI, OH 45215-5517
Document Number	0000080891
Book / Page	14735 / 560
Instrument Date	Jul 28, 2022
Instrument	2022-0080891
Transaction Type	Transfer
Record Updated	Sep 27, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 JEFFERSON AVE, CINCINNATI, OH 45215-5517

Mortgage

Document Number	0000080892
Date	Aug 22, 2022
Instrument	2022-0080892

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 23, 2021
Property Address	437 JEFFERSON AVE, CINCINNATI, OH 45215-5517
Document Number	0000153760
Book / Page	14570 / 1312
Instrument Date	Dec 15, 2021
Instrument	2021-0153760
Transaction Type	Transfer
Record Updated	Jan 21, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$180.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6008 HERITAGE LAKES DR, HILLIARD, OH 43026-7619

September 2021: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 29, 2021
Property Address	437 JEFFERSON AVE, CINCINNATI, OH 45215-5517
Document Number	0000117969
Book / Page	14512 / 3014
Instrument Date	Sep 15, 2021
Instrument	2021-0117969
Transaction Type	Foreclosure
Record Updated	Apr 10, 2026

Transaction

Amount	Amount Recorded
Tax	$156.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3217 DECKER LAKE DR, SALT LAKE CITY, UT 84119-3284

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Reading City
Unified School District	Reading Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,525.00 (+2.44%)	$66,500 (+%) Land $9,292 Building $57,208
2024	$3,441.00 (-1.52%)	$66,499 (-) Land $9,292 Building $57,207
2023	$3,494.00 (+108.22%)	$66,499 (+176.47%) Land $9,292 Building $57,207	$190,000 (+176.48%) Land $26,550 Building $163,450
2022	$1,678.00	$24,053 Land $7,473 Building $16,580
2020			$68,720 Land $21,350 Building $47,370

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (1979–2013)
Most Recent Claim	Jul 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING CITY PWS serves 9,506 people · EPA ID OH3101812
Water Source	Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM
Last State Inspection	Oct 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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