437 Jackson St, Petoskey, MI 49770 Property Records

Emmet County property record for 437 Jackson St, Petoskey, MI 49770

Property Summary

Property TypeCommercial
Lot Size0.302 acres (13,158 sqft)
OwnerCompany Name on Record
Last Sale$125,000 (May 2001)
Tax Bill$9,739 (2024)
Deeds & MortgagesNov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN52-19-06-126-047

Property Details

APN / Parcel Number

Primary APN52-19-06-126-047

Interior

Bedrooms5 Beds
Full Baths3 Baths
Units4 Units
Building Area2,048 sqft Building Perimeter
1st Floor Area1,238 sqft
Basement Area810 sqft
Unfinished Basement810 sqft

Exterior

Fire ResistanceFireproof Steel Frame
Lot Area13,158 sqft (0.302 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address437 JACKSON ST
CityPETOSKEY
StateMI
Zip49770-2281
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeCOP RM-2
Legal DescriptionWEST PARK ADDITION LOT 2 BLK 9 & THAT PART OF LOT 17 BLK 9, LYING WITHIN THE SIDELINES OF LOT 2 EXT TO S LN OF SD LOT 17. SECTION 6, T34N, R5W.
Legal Range05W
Legal Township34N
Legal Section06
Legal SubdivisionWEST PARK ADD
Legal Block9
Legal Lot Number2,17
JurisdictionEMMET MI
Township / Civil DivisionPETOSKEY
Census Block Group1
Census Block1014
Census Tract970800

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address213 GAINES AVE, SARASOTA, FL 34243-1814
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 1, 2001 · Amount on Record
Deed SaleMay 1, 2001 · Amount on Record
Prior SaleJun 1, 1984
Record UpdatedOct 29, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEMMET MI
Property Address437 JACKSON ST, PETOSKEY, MI 49770-2281
Transaction TypeMortgage
Record UpdatedMay 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001217/0000000139
DateNov 21, 2019
Book Page0000001217/0000000139
Instrument5170059
Lender
Name4 FRONT CREDIT UNION
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyEmmet County
MunicipalityPetoskey City
Unified School DistrictPublic Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$255,900 (+85.17%) Land $255,900$511,800 (+85.17%) Land $511,800
2024$9,739.00
2023$138,200 Land $138,200$276,400 Land $276,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PETOSKEY
serves 8,979 people · EPA ID MI0005300
Water SourceGroundwater
Last State InspectionAug 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: AT&T.

Nearby Properties on Jackson St

Nearby Streets

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