437 Iris Ave, Lansing, MI 48917 Property Records

Eaton County property record for 437 Iris Ave, Lansing, MI 48917

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,476 sqft · built 1954
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$196,500 (Sep 2025)
Tax Bill	$3,032 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04005360185000`

Property Details

APN / Parcel Number

Primary APN	`04005360185000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	13 Rooms
Stories	1 Story
Building Area	1,476 sqft Living Area
1st Floor Area	1,476 sqft
Basement Area	813 sqft
Unfinished Basement	813 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	118 ft deep x 100 ft wide
Garage Area	504 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	437 IRIS AVE
City	LANSING
State	MI
Zip	48917-2644
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NONE
Legal Description	LOTS 185 & 186. HOMEDALE SUBD, T4N,R3W, DELTA TWP
Legal Subdivision	HOMEDALE SUBD
Legal Lot Number	185-186
Jurisdiction	EATON MI
Township / Civil Division	DELTA
Census Block Group	1
Census Block	1011
Census Tract	20104

Owner

Source: Eaton County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6150 W MICHIGAN AVE, Q17, LANSING, MI 48917-2429
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FCU
Sep 18, 2025	Warranty Deed, Transfer · Second Mortgage (Down Payment) MICHIGAN STATE HOUSING DEV AUTHORIT
Jun 24, 2019	Warranty Deed, Transfer · FHA Mortgage CHERRY CREEK MORTGAGE CO INC
Jun 24, 2019	Warranty Deed, Transfer · FHA Mortgage CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2025 · Amount on Record
Deed Sale	Sep 18, 2025 · Amount on Record
Prior Sale	Jun 24, 2019 · Amount on Record
Deed Book / Page	3155 / 1233
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	437 IRIS AVE, LANSING, MI 48917-2644
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02918/1217
Date	Apr 12, 2021
Book Page	2918/1217

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Sep 18, 2025
Property Address	437 IRIS AVE, LANSING, MI 48917-2644
Document Number	03155/1233
Book / Page	3155 / 1233
Instrument Date	Sep 11, 2025
Transaction Type	Transfer
Record Updated	Sep 30, 2025
Title Company	EXCHANGE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,473.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	437 IRIS AVE, LANSING, MI 48917-2644

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	437 IRIS AVE, LANSING, MI 48917-2644

Mortgage

Document Number	0031551105
Date	Sep 18, 2025
Instrument	3155/1105

Lender

Name	MICHIGAN STATE HOUSING DEV AUTHORIT
Type	Government Agency

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

Mortgage

Document Number	03155/1088
Date	Sep 17, 2025
Book Page	3155/1088

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	TROY, MI 48098

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Jun 24, 2019
Property Address	437 IRIS AVE, LANSING, MI 48917-2644
Document Number	02790/0038
Book / Page	2790 / 0038
Instrument Date	Jun 17, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	NATIONS TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$903.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10240 NIXON RD, 10240, GRAND LEDGE, MI 48837-9404

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 IRIS AVE, LANSING, MI 48917-2644

Mortgage

Document Number	0000279040
Date	Jun 24, 2019
Instrument	2790/40

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Jun 24, 2019
Property Address	437 IRIS AVE, LANSING, MI 48917-2644
Document Number	02790/0038
Book / Page	2790 / 0038
Instrument Date	Jun 17, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	NATIONS TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$903.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10240 NIXON RD, 10240, GRAND LEDGE, MI 48837-9404

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 IRIS AVE, LANSING, MI 48917-2644

Mortgage

Document Number	0000279040
Date	Jun 24, 2019
Instrument	2790/40

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
County Subdivision	Delta Charter Township
Unified School District	Waverly Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,900 (+0.1%)	$201,800 (+0.1%)
2025	$3,032.00 (+6.61%) Homeowner's exemption	$100,800 (+25.69%)	$201,600 (+25.69%)
2024	$2,844.00 (+14.86%)
2023		$80,200	$160,400
2022	$2,476.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	11 (1981–2014)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Sep 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANSING BOARD OF WATER & LIGHT serves 166,000 people · EPA ID MI0003760
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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