437 Grouse Rd, Franklin, NC 28734 Property Records

Macon County property record for 437 Grouse Rd, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,436 sqft · built 1978
Lot Size	1.54 acres (67,082 sqft)
Owner	Individual Name on File
Last Sale	$353,500 (Sep 2023)
Tax Bill	$1,236 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7517456109`

Property Details

APN / Parcel Number

Primary APN	`7517456109`
Alternative APNs	`0200228` `107034` `155813`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,436 sqft Heated Area
1st Floor Area	1,436 sqft
Basement Area	718 sqft
Unfinished Basement	718 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1998
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Metal
Lot Area	67,082 sqft (1.54 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	470 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	155813
Street Address	437 GROUSE RD
City	FRANKLIN
State	NC
Zip	28734-2470
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 135 SEC 6 WATAUGA VISTA
Legal Subdivision	WATAUGA VISTA
Legal Lot Number	135
Jurisdiction	MACON NC
Township / Civil Division	MILLSHOAL
Census Block Group	1
Census Block	1021
Census Tract	970400

Owner

437 Grouse Rd is owned and occupied by an individual who bought it in September 2023.

Source: Macon County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	437 GROUSE RD, FRANKLIN, NC 28734-2470
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION
Sep 5, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2023 · Amount on File
Deed Sale	Sep 5, 2023 · Amount on File
Prior Sale	Sep 22, 2006 · Amount on File
Deed Document Number	20235480
Deed Book / Page	S42 / 515
Prior Transfer Date	Mar 29, 2006
Prior Transfer Doc	00D30/1666
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Recording Date	Jul 9, 2026
Property Address	437 GROUSE RD, FRANKLIN, NC 28734-2470
Document Number	0000004259
Book / Page	44 / 2464
Instrument Date	Jul 6, 2026
Instrument	20264259
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 GROUSE RD, FRANKLIN, NC 28734-2470

Mortgage

Document Number	0000004259,
Date	Jul 9, 2026
Book Page	44/2464
Instrument	20264259

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.48%
Max Rate	-1%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Sep 5, 2023
Property Address	437 GROUSE RD, FRANKLIN, NC 28734-2470
Document Number	000S42/515
Book / Page	S-42 / 515
Map Reference	CAB 1 SL 67 PG 6
Instrument Date	Aug 24, 2023
Instrument	2023005480
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$707.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 GROUSE RD, FRANKLIN, NC 28734-2470

Mortgage

Document Number	000S42/519
Date	Sep 5, 2023
Book Page	S-42/519
Instrument	2023005481

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.27%
Type Change Date	Oct 1, 2028
Change Frequency	5 Years
Min Rate At Change	4.27%
Max Rate At Change	8.27%
Index	5-Year TN
Max Rate	12.2%

Tax Assessment & Valuation

The 2026 property tax bill for 437 Grouse Rd was $1,236.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,236.00	$315,500 (-) Land $25,000 Building $290,500	$315,500 (-) Land $25,000 Building $290,500
2025	$1,236.00	$315,500 Land $25,000 Building $290,500	$315,500 Land $25,000 Building $290,500
2023	$1,224.00	$315,500 Land $25,000 Building $290,500	$315,500 Land $25,000 Building $290,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 437 Grouse Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 437 Grouse Rd is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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