Eau Claire County property record for 437 Garfield Ave, Eau Claire, WI 54701
| Property Type | Bungalow |
|---|---|
| Details | 3 bd · 2 ba · 1,760 sqft · built 1920 |
| Lot Size | 0.201 acres (8,777 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $332,000 (Feb 2024) |
| Tax Bill | $5,488 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Sep 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 03-0594-000 |
| Primary APN | 03-0594-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,760 sqft Living Area |
| Basement Area | 1,260 sqft |
| Finished Basement | 1,000 sqft |
| Unfinished Basement | 1,320 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Lot Area | 8,777 sqft (0.201 acres) |
| Lot Dimensions | 133 ft deep x 66 ft wide |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 437 GARFIELD AVE |
|---|---|
| City | EAU CLAIRE |
| State | WI |
| Zip | 54701-4046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Bungalow |
| Local Zoning Code | R1 |
| Legal Description | LOT 7 BLK 1 PARK ADD TO CITY OF EC |
| Legal Range | 09W |
| Legal Township | 27N |
| Legal Section | 29 |
| Legal Subdivision | PARK ADD |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | EAU CLAIRE WI |
| Township / Civil Division | EAU CLAIRE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 1700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Third Ward Historic District (Boundary Increase) listed 2004 · 119 contributing resources · NRIS 04000949 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
437 Garfield Ave, a bungalow, is owned and occupied by two individuals who bought it in February 2024.
Source: Eau Claire County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 437 GARFIELD AVE, EAU CLAIRE, WI 54701-4046 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 21, 2024 | Warranty Deed, Transfer · Conventional Mortgage ROYAL CU |
| Sep 11, 2023 | Warranty Deed, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Dec 3, 2018 | Deed of Trust, Mortgage · Line of Credit ROYAL CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 21, 2024 · Amount on File |
| Deed Sale | Feb 21, 2024 · Amount on File |
| Prior Sale | Sep 11, 2023 · Amount on File |
| Deed Document Number | 20241252353 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Recording Date | Feb 21, 2024 |
| Property Address | 437 GARFIELD AVE, EAU CLAIRE, WI 54701-4046 |
| Document Number | 0001252353 |
| Instrument Date | Feb 14, 2024 |
| Instrument | 1252353 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $996.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 437 GARFIELD AVE, EAU CLAIRE, WI 54701-4046 |
| Document Number | 0001252354 |
|---|---|
| Date | Feb 21, 2024 |
| Instrument | 1252354 |
| Name | ROYAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Recording Date | Sep 11, 2023 |
| Property Address | 437 GARFIELD AVE, EAU CLAIRE, WI 54701-4046 |
| Document Number | 0001247474 |
| Instrument Date | Sep 8, 2023 |
| Instrument | 1247474 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2023 |
| Title Company | LEGENDS TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,020.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 437 GARFIELD AVE, EAU CLAIRE, WI 54701-4046 |
| Document Number | 0001247475 |
|---|---|
| Date | Sep 11, 2023 |
| Instrument | 1247475 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Property Address | 437 GARFIELD AVE, EAU CLAIRE, WI 54701-4046 |
| Document Number | 0001169387 |
| Instrument Date | Dec 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2018 |
| Name | Verified Name |
|---|---|
| Address | 437 GARFIELD AVE EAU CLAIRE WI 547014046, EAU CLAIRE, WI 54701-4046 |
| Document Number | 0001169387 |
|---|---|
| Date | Dec 7, 2018 |
| Instrument | 1169387 |
| Name | ROYAL CU |
|---|---|
| Type | Credit Union |
| Address | EAU CLAIRE, WI 54703 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 6, 2038 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 437 Garfield Ave was $5,488 with a homeowner's exemption.
Source: Eau Claire County assessment roll, as of April 23, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Eau Claire County |
| Municipality | Eau Claire City |
| Unified School District | Eau Claire Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,488.00 | $280,800 Land $30,800 Building $250,000 | $367,300 |
| 2023 | $215,400 (-) Land $30,800 Building $184,600 | ||
| 2022 | $215,400 Land $30,800 Building $184,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 437 Garfield Ave in Zone X, an area of moderate flood risk, though there have been 3 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1980–2002) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2002 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 437 Garfield Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAU CLAIRE WATERWORKS serves 70,587 people · EPA ID WI6180230 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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