437 Fulvia St, #39, Encinitas, CA 92024 Property Records

San Diego County property record for 437 Fulvia St, #39, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,865 sqft · built 2022
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Company Names on Record
Last Sale	$5,550,000 (Feb 2024)
Tax Bill	$60,887 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Feb 2024 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`256-252-08-00`

Property Details

APN / Parcel Number

Primary APN	`256-252-08-00`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,865 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	22,651 sqft (0.52 acres)

Location & Zoning

Street Address	437 FULVIA ST, 39
City	ENCINITAS
State	CA
Zip	92024-2146
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	BLK C LOT 3 NELY 75 FT OF TR 001788
Legal Subdivision	SOUTH COAST PARK
Legal Tract	001788
Legal Block	C
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1004
Census Tract	17603

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	437 FULVIA ST, 439, ENCINITAS, CA 92024-2146
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 15, 2024	Grant Deed, Transfer · Conventional Mortgage ZB NA
Jun 29, 2022	Intrafamily Transfer, Transfer WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO
Jun 29, 2022	Grant Deed, Transfer WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO
Oct 4, 2021	Intrafamily Transfer, Transfer
Apr 22, 2019	Grant Deed, Transfer · ARM US BANK NA
Jul 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage MICHAEL S SMITH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2024 · Amount on Record
Deed Sale	Feb 15, 2024 · Amount on Record
Prior Sale	Jun 29, 2022 · Amount on Record
Deed Document Number	202439888
Prior Transfer Date	Jan 31, 2022
Prior Transfer Doc	0000266452
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	437 FULVIA ST # 39, 39, ENCINITAS, CA 92024-2146
Transaction Type	Mortgage
Record Updated	Dec 1, 2025
Title Company	PRIOR TITLE, PRIORITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 FULVIA ST, ENCINITAS, CA 92024-2146

Mortgage

Document Number	0000325275
Date	Nov 18, 2025
Instrument	2025-0325275

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	ELGIN, IL 60124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Dec 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10%
Index	SOFR Average 30-Day
Max Rate	10%

February 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 15, 2024
Property Address	437 FULVIA ST # 39, 39, ENCINITAS, CA 92024-2146
Document Number	0000039888
Map Reference	MAP 1788
Instrument Date	Jan 9, 2024
Instrument	2024-0039888
Transaction Type	Transfer
Record Updated	Feb 23, 2024
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 FULVIA ST # 439, 439, ENCINITAS, CA 92024-2146

Mortgage

Document Number	0000039889
Date	Feb 15, 2024
Instrument	2024-0039889

Lender

Name	ZB NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Mar 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	1-Year T-Bill
Max Rate	10.8%

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 29, 2022
Property Address	437 FULVIA ST # 39, 39, ENCINITAS, CA 92024-2146
Document Number	0000266452
Map Reference	MAP 1788
Instrument Date	Jan 31, 2022
Instrument	2022-0266452
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 FULVIA ST, ENCINITAS, CA 92024-2146

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 29, 2022
Property Address	437 FULVIA ST # 39, 39, ENCINITAS, CA 92024-2146
Document Number	0000266451
Map Reference	MAP 1788
Instrument Date	Jan 5, 2022
Instrument	2022-0266451
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 FULVIA ST # 39, 39, ENCINITAS, CA 92024-2146

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 4, 2021
Property Address	437 FULVIA ST # 39, 39, ENCINITAS, CA 92024-2146
Document Number	0000693914
Map Reference	MAP 1788
Instrument Date	Oct 1, 2021
Instrument	2021-0693914
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1702 VIA LOBO, SAN MARCOS, CA 92078-7108

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 22, 2019
Property Address	437 FULVIA ST # 39, 39, ENCINITAS, CA 92024-2146
Document Number	0000145632
Map Reference	MAP 1788
Instrument Date	Feb 21, 2019
Instrument	2019-0145632
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	TICOR TITLE CO SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2529 NAVARRA DR, CARLSBAD, CA 92009-7095

Mortgage

Document Number	0000145633
Date	Apr 22, 2019
Instrument	2019-0145633

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	May 1, 2022
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7.5%
Index	1-Year CMT
Max Rate	11%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	437 FULVIA ST # 39, 39, ENCINITAS, CA 92024-2146
Document Number	0000302951
Instrument Date	Jul 24, 2018
Transaction Type	Mortgage
Record Updated	Jul 31, 2018
Title Company	TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 1256 CARDIFF BY THE SEA CA 920077256, CARDIFF BY THE SEA, CA 92007-7256

Mortgage

Document Number	0000302951
Date	Jul 25, 2018
Instrument	302951

Lender

Name	MICHAEL S SMITH

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$5,774,220 (+2%) Land $3,641,400 Building $2,132,820
2025	$60,887.00 (+56.49%) Homeowner's exemption	$5,661,000 (+53.79%) Land $3,570,000 Building $2,091,000
2023	$38,907.00 (+142.5%)	$3,681,000 Land $2,544,000 Building $1,137,000
2022	$16,044.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2006 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Ting.

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