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437 Fulton St, Elgin, IL 60120 Property Records

Kane County property record for 437 Fulton St, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,166 sqft · built 1890
Lot Size0.2 acres (8,712 sqft)
OwnerCompany Name on File
Last Sale$55,000 (Mar 2012)
Tax Bill$7,153 (2025)
Deeds & MortgagesMay 2019 Transfer
Jan 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-13-332-006

Property Details

APN / Parcel Number

Primary APN06-13-332-006

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,166 sqft Living Area
Gross Area3,502 sqft
Basement Area1,336 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Construction TypeFrame
Lot Area8,712 sqft (0.2 acres)

Location & Zoning

Street Address437 FULTON ST
CityELGIN
StateIL
Zip60120-6637
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionJAMES T GIFFORDS ADD W 1/3 OF LOT 1 & E 1/3 OF LOT 2 BLK 6
Legal SubdivisionJAMES T GIFFORDS ADD
Legal Block6
Legal Lot Number1,2
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2005
Census Tract851301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Elgin Historic District
listed 1983 · 327 contributing resources · NRIS 83000318

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

437 Fulton St is owned by a company that acquired it in March 2019.

Source: Kane County records, as of July 23, 2026

Owner of RecordCompany Name on File
Mailing Address15N889 PHEASANT FIELDS LN, HAMPSHIRE, IL 60140-7431
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 3, 2019Quit Claim Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO
Jan 31, 2018Deed of Trust, Mortgage · Conventional Mortgage
ORLANDO L PEREZ
Feb 9, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 22, 2012 · Amount on File
Deed SaleMar 22, 2012 · Amount on File
Prior SaleOct 25, 2011
Deed Document Number201218184
Last Transfer DateMar 20, 2019
Transfer Doc0000017452
Record UpdatedOct 29, 2026

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateMay 3, 2019
Property Address437 FULTON ST, ELGIN, IL 60120-6637
Document Number0000017452
Instrument DateMar 20, 2019
Instrument17452
Transaction TypeTransfer
Record UpdatedMay 13, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address15N889 PHEASANT FIELDS LN HAMPSHIRE IL 601407431, HAMPSHIRE, IL 60140-7431

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address437 FULTON ST, ELGIN, IL 60120-6637
Document Number0000006209
Instrument DateJan 31, 2018
Transaction TypeMortgage
Record UpdatedFeb 15, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address437 FULTON ST ELGIN IL 601206637, ELGIN, IL 60120-6637

Mortgage

Document Number0000006209
DateFeb 7, 2018
Instrument6209
Lender
NameORLANDO L PEREZ
Address1700 SYCAMORE AVE, HANOVER PARK, IL 60133-3621
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term24 Months
DueFeb 6, 2020
Interest
Rate16%

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateFeb 9, 2017
Property Address437 FULTON ST, ELGIN, IL 60120-6637
Document Number0000007590
Instrument DateJan 12, 2017
Instrument7590
Transaction TypeTransfer
Record UpdatedMay 3, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address437 FULTON ST ELGIN IL 601206637, ELGIN, IL 60120-6637

Tax Assessment & Valuation

The 2025 property tax bill for 437 Fulton St was $7,153.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,153.00$93,764 (+8.57%) Land $16,815 Building $76,949$281,405 (+8.57%) Land $50,465 Building $230,939
2024$86,363 Land $15,488 Building $70,875$259,193 Land $46,483 Building $212,710
2022$5,708.00 (+3.95%)$65,834 (+6.96%) Land $12,758 Building $53,076$197,502 (+6.96%) Land $38,274 Building $159,228
2021$5,491.00$61,550 Land $11,928 Building $49,622$184,650 Land $35,784 Building $148,866

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 437 Fulton St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 437 Fulton St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area		1,500 / 50
Fox Valley Internet
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: T-Mobile, Verizon.

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