Clinton County and Schuyler Falls Town property record for 437 Flat Rock Rd, Morrisonville, NY 12962
| Property Type | Mobile Home |
|---|---|
| Details | 980 sqft · built 1997 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,213 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage Sep 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 094600 218.-1-56 |
| Primary APN | 094600 218.-1-56 |
|---|---|
| Alternative APN |
|
| Building Area | 980 sqft Living Area |
|---|
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Mobile Home |
| Lot Area | 43,560 sqft (1 acres) |
| Shed | 1 Shed |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 437 FLAT ROCK RD |
|---|---|
| City | MORRISONVILLE |
| State | NY |
| Zip | 12962-2818 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | LOT 5 PLL ALSO DEED 648-684 |
| Legal Block | 1 |
| Legal Lot Number | 56.000 |
| Jurisdiction | CLINTON NY |
| Township / Civil Division | SCHUYLER FALLS |
| Census Block Group | 5 |
| Census Block | 5018 |
| Census Tract | 103900 |
437 Flat Rock Rd, a mobile home, is owned by an individual who acquired it in March 2001.
Source: Clinton County and Schuyler Falls Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 519 STETSON RD, CHAZY, NY 12921-2255 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 14, 2025 | Deed of Trust, Mortgage DANNEMORA FCU |
| Sep 26, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance DANNEMORA FEDERAL CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 17, 2001 |
| Transfer Doc | 2001030162 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON NY |
| Property Address | 437 FLAT ROCK RD, MORRISONVILLE, NY 12962-2818 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000346804 |
|---|---|
| Date | Oct 14, 2025 |
| Instrument | 2025-00346804 |
| Name | DANNEMORA FCU |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 145 Months |
| Due | Nov 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON NY |
| Property Address | 437 FLAT ROCK RD, MORRISONVILLE, NY 12962-2818 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 19000303467 |
|---|---|
| Date | Sep 26, 2019 |
| Instrument | 190-00303467 |
| Name | DANNEMORA FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 145 Months |
| Due | Oct 1, 2031 |
The 2026 property tax bill for 437 Flat Rock Rd was $1,213, up 264.3% from the year before.
Source: Clinton County and Schuyler Falls Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Clinton County |
| County Subdivision | Schuyler Falls Town |
| Unified School District | Saranac Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,213.00 (+264.26%) | ||
| 2025 | $333.00 | $39,200 Land $25,000 Building $14,200 | $58,500 Land $37,309 Building $21,191 |
| 2023 | $39,200 Land $25,000 Building $14,200 | $52,300 Land $33,355 Building $18,945 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 437 Flat Rock Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 437 Flat Rock Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fiber | 980 / 880 |
5G (outdoors only) and 4G LTE
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