Otsego County and Unadilla Town property record for 437 Fisk Hill Rd, Mount Upton, NY 13809
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 768 sqft · built 1983 |
| Lot Size | 24.4 acres (1,065,042 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $130,000 (Aug 2018) |
| Tax Bill | $3,010 (2026) |
| Deeds & Mortgages | Oct 2022 Line of Credit May 2022 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 366289 321.00-1-5.02 |
| Primary APN | 366289 321.00-1-5.02 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 768 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Ranch |
| Lot Area | 1,065,042 sqft (24.4 acres) |
| Garage Type | Detached |
| Garage Area | 816 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 187 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 202880 |
|---|---|
| Street Address | 437 FISK HILL RD |
| City | MOUNT UPTON |
| State | NY |
| Zip | 13809-2124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 995 0 0 |
| Legal Block | 1 |
| Legal Lot Number | 5.002 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | UNADILLA |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 591602 |
Source: Otsego County and Unadilla Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 437 FISK HILL RD, MOUNT UPTON, NY 13809-2124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 31, 2022 | Deed of Trust, Mortgage · Line of Credit SIDNEY FEDERAL CREDIT UNION |
| May 20, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP |
| Jun 22, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Aug 7, 2018 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2018 · Amount on Record |
| Deed Sale | Aug 7, 2018 · Amount on Record |
| Deed Document Number | 20183594 |
| Last Transfer Date | May 15, 2021 |
| Transfer Doc | 470 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 437 FISK HILL RD, MOUNT UPTON, NY 13809-2124 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000003 |
|---|---|
| Date | Oct 31, 2022 |
| Instrument | 2022-6003 |
| Name | SIDNEY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2042 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 437 FISK HILL RD, MOUNT UPTON, NY 13809-2124 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000763 |
|---|---|
| Date | May 20, 2022 |
| Instrument | 2022-2763 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Jun 22, 2021 |
| Property Address | 437 FISK HILL RD, MOUNT UPTON, NY 13809-2124 |
| Document Number | 470 |
| Instrument Date | May 15, 2021 |
| Instrument | 2021-3470 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 437 FISK HILL RD, MOUNT UPTON, NY 13809-2124 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Aug 7, 2018 |
| Property Address | 437 FISK HILL RD, MOUNT UPTON, NY 13809-2124 |
| Document Number | 0000003594 |
| Instrument Date | Jul 17, 2018 |
| Instrument | 3594 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 437 FISK HILL RD UNADILLA NY 13849, UNADILLA, NY 13849 |
Source: Otsego County and Unadilla Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Unadilla Town |
| Unified School District | Otego-Unadilla Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,010.00 (+5.8%) Veteran's exemption | ||
| 2025 | $2,845.00 | $63,200 (-) Land $15,700 Building $47,500 | $154,146 (+14.63%) Land $38,293 Building $115,853 |
| 2023 | $63,200 Land $15,700 Building $47,500 | $134,468 Land $33,404 Building $101,064 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2006–2011) |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 10 / 1 |
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