437 Fair Oak Ave, Madera, CA 93637 Property Records

Madera County property record for 437 Fair Oak Ave, Madera, CA 93637

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,074 sqft · built 2020
Lot Size	0.16 acres (6,969 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Apr 2020)
Tax Bill	$4,102 (2025)
Deeds & Mortgages	May 2022 Second Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`012-440-028-000`

Property Details

APN / Parcel Number

Primary APN	`012-440-028-000`
Alternative APN	`012440028`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,074 sqft Living Area
1st Floor Area	2,074 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	6,969 sqft (0.16 acres)
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces
Patio Area	219 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	437 FAIR OAK AVE
City	MADERA
State	CA
Zip	93637-6333
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POND PLACE ESTATES LOT 28
Legal Subdivision	POND PLACE ESTATES
Legal Lot Number	28
Jurisdiction	MADERA CA
Township / Civil Division	MADERA
Census Block Group	1
Census Block	1006
Census Tract	511

Owner

437 Fair Oak Ave is owned and occupied by two individuals who bought it in April 2020.

Source: Madera County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	437 FAIR OAK AVE, MADERA, CA 93637-6333
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NOBLE FCU
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage CU MEMBERS MORTGAGE
Apr 30, 2020	Grant Deed, Transfer · Conventional Mortgage COUNTRY CLUB MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2020 · Amount on File
Deed Sale	Apr 30, 2020 · Amount on File
Deed Document Number	20209903
Prior Transfer Date	Jun 19, 2007
Prior Transfer Doc	0000027131
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADERA CA
Property Address	437 FAIR OAK AVE, MADERA, CA 93637-6333
Transaction Type	Mortgage
Record Updated	May 31, 2022
Title Company	FINANCIAL DIMENSIONS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 FAIR OAK AVE, MADERA, CA 93637-6333

Mortgage

Document Number	0000013651
Date	May 18, 2022
Instrument	2022013651

Lender

Name	NOBLE FCU
Type	Credit Union
Address	FRESNO, CA 93727

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADERA CA
Property Address	437 FAIR OAK AVE, MADERA, CA 93637-6333
Transaction Type	Mortgage
Record Updated	Sep 10, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 FAIR OAK AVE, MADERA, CA 93637-6333

Mortgage

Document Number	0000027219
Date	Aug 30, 2021
Instrument	2021027219

Lender

Name	CU MEMBERS MORTGAGE
Type	Mortgage Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADERA CA
Recording Date	Apr 30, 2020
Property Address	437 FAIR OAK AVE, MADERA, CA 93637-6333
Document Number	0000009903
Map Reference	VOL 55 PG 60&61
Instrument Date	Apr 8, 2020
Instrument	2020009903
Transaction Type	Transfer
Record Updated	Jul 26, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	437 FAIR OAK AVE, MADERA, CA 93637-6333

Mortgage

Document Number	0000009904
Date	Apr 30, 2020
Instrument	2020009904

Lender

Name	COUNTRY CLUB MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 437 Fair Oak Ave was $4,102.

Source: Madera County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	California
County	Madera County
Municipality	Madera City
Unified School District	Madera Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$345,806 (+2%) Land $33,463 Building $312,343
2025	$4,102.00	$339,026 Land $32,807 Building $306,219
2023	$4,010.00 (+4.81%)	$325,863 Land $31,534 Building $294,329
2022	$3,826.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 437 Fair Oak Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 437 Fair Oak Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MADERA serves 66,560 people · EPA ID CA2010002
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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