437 Ditto Cir, Laceys Spring, AL 35754 Property Records

Marshall County property record for 437 Ditto Cir, Laceys Spring, AL 35754

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,263 sqft · built 1988
Lot Size	4.31 acres (187,744 sqft)
Owner	Individual Name on File
Tax Bill	$889 (2026)
Deeds & Mortgages	May 2020 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-09-29-0-000-010.008`

Property Details

APN / Parcel Number

Primary APN	`03-09-29-0-000-010.008`
Alternative APN	`137012`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,263 sqft Living Area
1st Floor Area	2,263 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Wood
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	187,744 sqft (4.31 acres)
Garage Area	600 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	137012
Street Address	437 DITTO CIR
City	LACEYS SPRING
State	AL
Zip	35754-9616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NW COR NE 1/4 SW 1/4 SEC 29-6-1E THN E 208'; THN S 379' TO POB THN 1112.38'; THN S 296.38'; THN W 535.17'; THN NWLY 280.70'; THN W 498.22'; THN N 30' TO POB CONT 4.31 AC DEED 5140/20 3-11-94 745/645
Legal Range	1E
Legal Township	6S
Legal Section	29
Jurisdiction	MARSHALL AL
Township / Civil Division	UNION GROVE
Census Block Group	1
Census Block	1002
Census Tract	30302

Owner

437 Ditto Cir is owned and occupied by an individual who acquired it in November 2012.

Source: Marshall County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	437 DITTO CIR, LACEYS SPRING, AL 35754-9616
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Jun 5, 2017	Deed of Trust, Mortgage · Conventional with PMI HOMETOWN LNDRS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2012
Deed Sale	Nov 9, 2012
Prior Sale	Aug 28, 2012 · Amount on File
Deed Document Number	20123091014
Deed Book / Page	5181 / 56
Prior Transfer Date	Aug 9, 2012
Prior Transfer Doc	0003087002
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL AL
Property Address	437 DITTO CIR, LACEYS SPRING, AL 35754-9616
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003206966
Date	May 26, 2020
Book Page	6344/41
Instrument	3206966

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL AL
Property Address	437 DITTO CIR, LACEYS SPRING, AL 35754-9616
Document Number	0003160396
Book / Page	005870 / 000110
Instrument Date	Jun 5, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 DITTO CIR LACEYS SPRING AL 357549616, LACEYS SPRING, AL 35754-9616

Mortgage

Document Number	0003160396
Date	Jun 12, 2017
Book Page	005870/000110
Instrument	3160396

Lender

Name	HOMETOWN LNDRS
Address	HUNTSVILLE, AL 35806

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 11, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 437 Ditto Cir was $889 with a homeowner's exemption, up 6.5% from the year before.

Source: Marshall County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Marshall County
Unified School District	Marshall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$889.00 (+6.47%) Homeowner's exemption
2025	$835.00	$21,260	$236,700 Land $45,900 Building $190,800
2023	$744.00	$21,260	$212,300 Land $36,700 Building $175,600
2021	$598.00 Homeowner's exemption	$17,360	$173,400 Land $36,700 Building $136,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 437 Ditto Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 437 Ditto Cir is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ditto Cir

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