437 Deseo Ave, Camarillo, CA 93010 Property Records

Ventura County property record for 437 Deseo Ave, Camarillo, CA 93010

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,681 sqft · built 1989
Lot Size	0.632 acres (27,520 sqft)
Owner	Company Name on Record
Last Sale	$1,400,000 (Nov 2020)
Tax Bill	$10,129 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Nov 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`109-0-360-185`

Property Details

APN / Parcel Number

Primary APN	`109-0-360-185`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,681 sqft Living Area
1st Floor Area	2,681 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Mediterranean
Exterior Material	Stucco
Roof Material	Tile
Lot Area	27,520 sqft (0.632 acres)
Garage Area	604 sqft
Parking Spaces	2 Parking Spaces
Patio Area	641 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	437 DESEO AVE
City	CAMARILLO
State	CA
Zip	93010-7402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD-1U
Legal Description	TRACT: 407500 LOT: 23 REF: 113MR 1
Legal Subdivision	4075
Legal Tract	407500
Legal Block	360
Legal Lot Number	23
Jurisdiction	VENTURA CA
Township / Civil Division	CAMARILLO
Census Block Group	1
Census Block	1009
Census Tract	5205

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	437 DESEO AVE, CAMARILLO, CA 93010-7402
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2018	Deed of Trust, Mortgage · ARM LOGIX FCU
Nov 17, 2020	Grant Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Oct 23, 2020	Affidavit of Death, Transfer ATTORNEY ONLY
Aug 31, 2017	Affidavit of Death, Transfer WFG NATIONAL TITLE COMPANY/CA, WFG NAT'L TITLE CO/CA
Aug 23, 2017	Deed of Trust, Mortgage · FHA Mortgage LOGIX FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2020 · Amount on Record
Deed Sale	Nov 17, 2020 · Amount on Record
Prior Sale	May 26, 2010 · Amount on Record
Deed Document Number	2020194708
Transfer Doc	0000176136
Record Updated	Sep 20, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	437 DESEO AVE, CAMARILLO, CA 93010-7402
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000129569
Date	Nov 20, 2018
Instrument	20181120-00129569

Lender

Name	LOGIX FCU
Type	Credit Union
Address	BURBANK, CA 91505

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Dec 1, 2023
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Nov 17, 2020
Property Address	437 DESEO AVE, CAMARILLO, CA 93010-7402
Document Number	0000194708
Map Reference	MB 113 PG 1
Instrument Date	Nov 13, 2020
Instrument	20201117-00194708
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 DESEO AVE, CAMARILLO, CA 93010-7402

Mortgage

Document Number	0000194709
Date	Nov 17, 2020
Instrument	20201117-00194709

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

October 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	VENTURA CA
Recording Date	Oct 23, 2020
Property Address	437 DESEO AVE, CAMARILLO, CA 93010-7402
Document Number	0000176136
Instrument Date	Oct 1, 2020
Instrument	176136
Transaction Type	Transfer
Record Updated	Nov 16, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	437 DESEO AVE CAMARILLO CA 930107402, CAMARILLO, CA 93010-7402

August 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	VENTURA CA
Recording Date	Aug 31, 2017
Property Address	437 DESEO AVE, CAMARILLO, CA 93010-7402
Document Number	0000113066
Instrument Date	Aug 24, 2017
Instrument	113066
Transaction Type	Transfer
Record Updated	Sep 13, 2017
Title Company	WFG NATIONAL TITLE COMPANY/CA, WFG NAT'L TITLE CO/CA

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 DESEO AVE CAMARILLO CA 930107402, CAMARILLO, CA 93010-7402

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	437 DESEO AVE, CAMARILLO, CA 93010-7402
Document Number	0000113067
Instrument Date	Aug 23, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	437 DESEO AVE CAMARILLO CA 930107402, CAMARILLO, CA 93010-7402

Mortgage

Document Number	0000113067
Date	Aug 31, 2017
Instrument	113067

Lender

Name	LOGIX FCU
Type	Credit Union
Address	BURBANK, CA 91505

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 30, 2032

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Secondary School District	Oxnard Union High School District (09 - 12)
Elementary School District	Pleasant Valley Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$932,150 (+2%) Land $422,075 Building $510,075
2025	$10,129.00 (+2.02%) Homeowner's exemption	$913,873 (+4.04%) Land $413,799 Building $500,074
2024	$9,928.00 (+3.74%)
2023	$9,570.00 (+0.3%) Homeowner's exemption	$878,387 Land $397,731 Building $480,656
2022	$9,541.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1978–2016)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Feb 2016 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AMERICAN WC - LAS POSAS ESTATES private · serves 2,043 people · EPA ID CA5610081
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	May 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Rocket Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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