Montgomery County property record for 437 Cumberland Trl, Conroe, TX 77302
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,966 sqft · built 2003 |
| Lot Size | 0.259 acres (11,300 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,583 (2025) |
| Deeds & Mortgages | Jun 2023 Transfer Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8320-09-11900 |
| Primary APN | 8320-09-11900 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,966 sqft Living Area |
| 1st Floor Area | 1,966 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 11,300 sqft (0.259 acres) |
| View / Lot | Primary |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 31 sqft |
| Canopy | 70 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 437 CUMBERLAND TRL |
|---|---|
| City | CONROE |
| State | TX |
| Zip | 77302-1089 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | S832009 - RIVER PLANTATION 09, LOT 385 |
| Legal Subdivision | RIVER PLANTATION 09 |
| Legal Lot Number | 385 |
| Jurisdiction | MONTGOMERY TX |
| Township / Civil Division | SOUTHEAST MONTGOMERY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 693202 |
Source: Montgomery County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 437 CUMBERLAND TRL, CONROE, TX 77302-1089 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 14, 2023 | Divorce Transfer, Transfer |
| Nov 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Feb 21, 2019 | Vendor's Lien, Transfer MORTGAGE FINANCIAL SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 14, 2023 |
| Deed Sale | Jun 14, 2023 |
| Prior Sale | Feb 21, 2019 · Amount on Record |
| Deed Document Number | 202354024 |
| Prior Transfer Date | May 25, 2023 |
| Prior Transfer Doc | 0000054024 |
| Record Updated | Oct 29, 2026 |
| Document Type | Divorce Transfer |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Jun 14, 2023 |
| Property Address | 437 CUMBERLAND TRL, CONROE, TX 77302-1089 |
| Document Number | 0000054024 |
| Map Reference | CAB A SH 87B |
| Instrument Date | May 25, 2023 |
| Instrument | 2023054024 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2490 SOUTH LOOP WEST #64026402, 64026402, CONROE, TX 77304 |
| Name | Verified Name |
|---|---|
| Address | 437 CUMBERLAND TRL, CONROE, TX 77302-1089 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 437 CUMBERLAND TRL, CONROE, TX 77302-1089 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000127614 |
|---|---|
| Date | Nov 5, 2020 |
| Instrument | 2020127614 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Feb 21, 2019 |
| Property Address | 437 CUMBERLAND TRL, CONROE, TX 77302-1089 |
| Document Number | 0000013584 |
| Map Reference | CAB A SH 87B |
| Instrument Date | Feb 20, 2019 |
| Instrument | 2019013584 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 437 CUMBERLAND TRL, CONROE, TX 77302-1089 |
| Document Number | 0000013585 |
|---|---|
| Date | Feb 21, 2019 |
| Instrument | 2019013585 |
| Name | MORTGAGE FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Mar 1, 2049 |
Source: Montgomery County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Montgomery County |
| Unified School District | Conroe Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $306,285 (-) Land $33,900 Building $272,385 | $306,285 (-) Land $33,900 Building $272,385 | |
| 2025 | $4,583.00 (-23.26%) Homeowner's exemption | $306,285 (+5.17%) Land $33,900 Building $272,385 | $306,285 (+5.17%) Land $33,900 Building $272,385 |
| 2024 | $5,972.00 (-1.71%) | $291,232 (-0.35%) Land $33,900 Building $257,332 | $291,232 (-0.35%) Land $33,900 Building $257,332 |
| 2023 | $6,076.00 (-1.62%) | $292,260 (+5.85%) Land $33,900 Building $258,360 | $292,260 (+5.85%) Land $33,900 Building $258,360 |
| 2022 | $6,176.00 | $276,120 Land $33,900 Building $242,220 | $276,120 Land $33,900 Building $242,220 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 161 policies |
| Nearby Flood Policies | 161 in force |
| Nearby Flood Claims | 94 (2016–2025) |
| Claims Outside the SFHA | 12 of 94 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 82% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST PLANTATION UTILITY DISTRICT serves 1,881 people · EPA ID TX1700283 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tachus Fiber Internet Fiber | 8,000 / 8,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures