Jefferson County property record for 437 Covington Ave, Birmingham, AL 35206 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1960 |
| Square Footage | 1,860 sqft Living Area |
| Lot Size | 28,000 sqft (0.642 acres) |
| Garage | Attached, 418 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,523.00 (2025) |
Source: Jefferson County records · APN 23-00-12-1-005-012.000
Assessment roll updated January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 437 COVINGTON AVE, BIRMINGHAM, AL 35206-2918 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 25, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE |
| Feb 23, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE |
| Mar 12, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MTG |
| Oct 19, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 437 COVINGTON AVE, BIRMINGHAM, AL 35206-2918 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 437 COVINGTON AVE, BIRMINGHAM, AL 35206-2918 |
| Document Number | 0000034596 |
|---|---|
| Date | Mar 25, 2022 |
| Instrument | 2022034596 |
| Name | FREEDOM MORTGAGE |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 437 COVINGTON AVE, BIRMINGHAM, AL 35206-2918 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2021 |
| Name | Verified Name |
|---|---|
| Address | 437 COVINGTON AVE, BIRMINGHAM, AL 35206-2918 |
| Document Number | 2021020641 |
|---|---|
| Date | Feb 23, 2021 |
| Instrument | 2021020641 |
| Name | FREEDOM MORTGAGE |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 437 COVINGTON AVE, BIRMINGHAM, AL 35206-2918 |
| Document Number | 0000029088 |
| Instrument Date | Mar 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 437 COVINGTON AVE BIRMINGHAM AL 352062918, BIRMINGHAM, AL 35206-2918 |
| Document Number | 0000029088 |
|---|---|
| Date | Mar 19, 2020 |
| Instrument | 29088 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 18, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 437 COVINGTON AVE, BIRMINGHAM, AL 35206-2918 |
| Document Number | 0000111166 |
| Instrument Date | Oct 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 437 COVINGTON AVE BIRMINGHAM AL 352062918, BIRMINGHAM, AL 35206-2918 |
| Document Number | 0000111166 |
|---|---|
| Date | Oct 26, 2017 |
| Instrument | 111166 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 25, 2037 |
Source: Jefferson County records · Assessment roll updated January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Alabama |
| Municipality | Birmingham City |
| County | Jefferson County |
| Unified School District | Birmingham City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,523.00 (+9.18%) Homeowner's exemption | $22,000 (-) | $220,000 (-) Land $53,000 Building $167,000 |
| 2023 | $22,000 Land $5,300 Building $16,700 | $220,000 Land $53,000 Building $167,000 | |
| 2022 | $1,395.00 |
Source: FEMA National Flood Hazard Layer, Jefferson County (01073C), updated March 13, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 37% of the US · above 22% of Alabama |
|---|---|
| Wildfire Likelihood | About 1 in 1,695 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 23-00-12-1-005-012.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,860 sqft Living Area |
| Gross Area | 4,098 sqft Gross Area |
| 1st Floor | 1,860 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1960 |
|---|---|
| Exterior Material | Brick Exterior |
| Foundation Type | Wood Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 28,000 sqft (0.642 acres) |
| Depth X Width | 200 ft x 140 ft Depth x Width |
| Garage Type | Attached Garage |
| Garage Area | 418 sqft Garage |
| Patio Area | 192 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 56 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Oil Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Account Number | 319925 |
|---|---|
| Old Parcel Number | 23121005012000RR00 |
| Street Address | 437 COVINGTON AVE |
| City | BIRMINGHAM |
| State | AL |
| Zip | 35206-2918 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOTS 24 THRU 28 BLK 11 OAKVILLE |
| Legal Range | 02W |
| Legal Township | 17S |
| Legal Section | 12 |
| Legal Quarter | NE |
| Legal Subdivision | OAKVILLE 23-12-1 |
| Legal Block | 11 |
| Legal Lot Number | 24-28 25 |
| Jurisdiction | JEFFERSON AL |
| Minor Civil Division | BIRMINGHAM |
| Census Blockgroup | 2 |
| Census Block | 2024 |
| Census Tract | 5302 |
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