Clinton County property record for 437 Carmel Ln, Aaron, KY 42602
| Property Type | Other |
|---|---|
| Details | 848 sqft |
| Owner | Individual Name on File |
| Tax Bill | $174 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 016-00-00-046.00 |
| Primary APN | 016-00-00-046.00 |
|---|---|
| Alternative APNs |
|
| Building Area | 848 sqft Total Area |
|---|
| Roof Material | Metal |
|---|
| Cooling System | Wall Unit |
|---|---|
| Heating System | Electric |
| Account Number | 1228 |
|---|---|
| Street Address | 437 CARMEL LN |
| City | AARON |
| State | KY |
| Zip | 42602-6676 |
| Property Category | Other |
| Property Type | Other > Miscellaneous |
| Legal Description | ---COMBINED BILL-- |
| Legal Subdivision | PAT MEREDITH SD |
| Jurisdiction | CLINTON KY |
| Township / Civil Division | CUMBERLAND CITY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 970100 |
437 Carmel Ln is owned and occupied by an individual.
Source: Clinton County records, as of January 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 437 CARMEL LN, AARON, KY 42602-6676 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 0000011777 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON KY |
| Recording Date | Sep 14, 2026 |
| Property Address | 437 CARMEL LN, ALBANY, KY 42602-6676 |
| Document Number | 0002033158 |
| Book / Page | 223 / 752 |
| Instrument Date | Aug 28, 2026 |
| Instrument | 20262033158 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 437 CARMEL LN, ALBANY, KY 42602-6676 |
| Document Number | 0002033158, |
|---|---|
| Date | Sep 14, 2026 |
| Book Page | 223/752 |
| Instrument | 20262033158 |
| Name | COMMUNITY TRUST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 1, 2046 |
| Max Rate | -1% |
|---|
The 2025 property tax bill for 437 Carmel Ln was $174.
Source: Clinton County assessment roll, as of April 1, 2024
| Type | Name |
|---|---|
| State | Kentucky |
| County | Clinton County |
| Unified School District | Clinton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $174.00 | $18,000 | $18,000 |
| 2023 | $151.00 | $12,000 | $12,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 437 Carmel Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 22, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 437 Carmel Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALBANY WATER WORKS serves 9,042 people · EPA ID KY0270003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | Coliform assessment Sep 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
| T-Mobile Fixed Wireless | 25 / 3 |
| Windstream DSL | 10 / 1 |
5G and 4G LTE (outdoors only)
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