437 California Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 437 California Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1984
Square Footage	1,050 sqft Heated Area
Lot Size	8,712 sqft (0.2 acres)
Occupancy	Owner Occupied
Last Sale	$275,000 (2022)
Tax Bill	$4.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`0126300001038400I0`
Alternative APN	`79719`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Building Area	1,050 sqft Heated Area
Gross Area	1,534 sqft Gross Area
1st Floor	840 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1984
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	8,712 sqft (0.2 acres)
Depth X Width	138 ft x 62 ft Depth x Width
Garage Type	Carport Garage
Carport	Carport

Exterior Amenities

Fence	Fence
Shed	1 Shed
Shed Area	200 sqft Shed
Deck Area	120 sqft Deck
Porch	Enclosed Porch
Porch Area	210 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	79719
Street Address	437 CALIFORNIA AVE
City	SAINT CLOUD
State	FL
Zip	34769-2607
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LAKE SHORE PARK UNIT 1 PB 1 PG 414 BLK 384 LOT I
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD
Legal Tract	1
Legal Block	384
Legal Lot Number	I
Legal Unit	1P
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	3
Census Block	3034
Census Tract	43400

Owner

Source: Osceola County records · APN 0126300001038400I0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	437 CALIFORNIA AVE, SAINT CLOUD, FL 34769-2607
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 13, 2022 · Amount on Record
Deed Sale	Oct 13, 2022 · Amount on Record
Prior Sale	Jan 05, 2004 · Amount on Record
Deed Doc Number	2022152503
Deed Book / Page	6299 / 1406
Record Refreshed	Jun 08, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 13, 2022
Property Address	437 CALIFORNIA AVE, SAINT CLOUD, FL 34769-2607
Document Number	0062991406
Book / Page	6299 / 1406
Map Reference	MB 1 PG 366
Instrument Date	Oct 12, 2022
Instrument	2022152503
Transaction Type	Transfer
Record Updated	Oct 25, 2022
Title Company	LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1135 ANNE ELISA CIR, 1135, SAINT CLOUD, FL 34772-7474

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 CALIFORNIA AVE, SAINT CLOUD, FL 34769-2607

Mortgage

Document Number	0062991408
Date	Oct 13, 2022
Instrument	6299/1408

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$193,983 (+7.59%)	$224,100 (+24.29%) Land $55,000 Building $169,100
2023	$4.00 (-98.49%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$180,300 (+178.3%) Land $34,000 Building $146,300	$180,300 (+26.97%) Land $34,000 Building $146,300
2022	$265.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Widower's exemption	$64,786	$142,000 Land $30,600 Building $111,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 3% of the US · above 3% of Florida
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.