437 Brookside Pl, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 437 Brookside Pl, Cranford, NJ 07016

Property Summary

Property Type	Single Family Home
Details	built 1910
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (May 1997)
Tax Bill	$10,125 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-00138-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`03-00138-0000-00003`
Alternative APNs	`030013800003` `0501006`

Interior

Stories	2 Stories

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	0501006
Street Address	437 BROOKSIDE PL
City	CRANFORD
State	NJ
Zip	07016-1634
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	138
Legal Lot Number	3
Jurisdiction	UNION NJ
Township / Civil Division	CRANFORD
Census Block Group	2
Census Block	2012
Census Tract	37100

Owner

437 Brookside Pl is owned and occupied by two individuals who bought it in May 1997.

Source: Union County and Cranford Township records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	437 BROOKSIDE PL, CRANFORD, NJ 07016-1634
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Deed of Trust, Mortgage · Line of Credit PROVIDENT BANK
Jul 31, 2019	Deed of Trust, Mortgage · Line of Credit TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 1997 · Amount on File
Deed Sale	May 5, 1997 · Amount on File
Deed Document Number	199739159
Deed Book / Page	4514 / 341
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Recording Date	May 7, 2026
Property Address	437 BROOKSIDE PL, CRANFORD, NJ 07016-1634
Document Number	0000092242
Book / Page	15798 / 2044
Instrument Date	Apr 25, 2026
Instrument	202692242
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 BROOKSIDE PL, CRANFORD, NJ 07016-1634

Mortgage

Document Number	0000092242,
Date	May 7, 2026
Book Page	15798/2044
Instrument	202692242

Lender

Name	PROVIDENT BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Apr 30, 2051

Interest

Rate	6.75%
Max Rate	-1%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	437 BROOKSIDE PL, CRANFORD, NJ 07016-1634
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0145792695
Date	Jul 31, 2019
Book Page	14579/2695
Instrument	676213

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 437 Brookside Pl was $10,125, up 6.9% from the year before.

Source: Union County and Cranford Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Cranford Township
Unified School District	Cranford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,700 (+14.32%) Land $66,400 Building $93,300	$159,700 (+14.32%) Land $66,400 Building $93,300
2025	$10,125.00 (+6.92%)	$139,700 Land $66,400 Building $73,300	$139,700 Land $66,400 Building $73,300
2024	$9,470.00
2023		$139,700 Land $66,400 Building $73,300	$139,700 Land $66,400 Building $73,300
2022	$9,236.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 437 Brookside Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	11 (1980–2021)
Claims Outside the SFHA	10 of 11
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 437 Brookside Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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