437 Blanche Dr S, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 437 Blanche Dr S, Chesapeake, VA 23323

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,531 sqft · built 1971
Lot Size	0.214 acres (9,322 sqft)
Owner	2 Individual Names on File
Last Sale	$145,000 (Jan 2013)
Tax Bill	$2,927 (2025)
Deeds & Mortgages	Jul 2020 Mortgage May 2024 Second Mortgage + 1 more
APN	`0345003000230`

Property Details

APN / Parcel Number

Primary APN	`0345003000230`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,531 sqft Living Area
1st Floor Area	1,501 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,322 sqft (0.214 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	98 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	437 BLANCHE DR S
City	CHESAPEAKE
State	VA
Zip	23323-2026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10S: RESI
Legal Description	23 WILLOWWOOD
Legal Subdivision	N. GEO WASH HWY, EAST & WEST, WILLOWWOOD
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1018
Census Tract	21401

Owner

437 Blanche Dr S is owned and occupied by two individuals who bought it in January 2013.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	437 BLANCHE DR S, CHESAPEAKE, VA 23323-2026
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
May 29, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION
Feb 2, 2007	Warranty Deed, Transfer · Conventional Mortgage WESTAR MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2013 · Amount on File
Deed Sale	Jan 31, 2013 · Amount on File
Prior Sale	Dec 14, 2012 · Amount on File
Deed Book / Page	8959 / 228
Prior Transfer Date	Nov 15, 2012
Prior Transfer Doc	008913/683
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	437 BLANCHE DR S, CHESAPEAKE, VA 23323-2026
Transaction Type	Mortgage
Record Updated	May 7, 2026
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10183/1288
Date	Jul 20, 2020
Book Page	10183/1288
Instrument	200023754

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2035

Interest

Rate Type	Fixed Rate

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	437 BLANCHE DR S, CHESAPEAKE, VA 23323-2026
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010753/161
Date	May 29, 2024
Book Page	10753/161
Instrument	240010391

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2039

Interest

Rate Type	Fixed Rate

February 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Feb 2, 2007
Property Address	437 BLANCHE DR S, CHESAPEAKE, VA 23323-2026
Document Number	006939/610
Book / Page	6939 / 610
Instrument Date	Jan 10, 2007
Transaction Type	Transfer
Record Updated	May 7, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0006939613
Date	Feb 2, 2007
Instrument	6939/613

Lender

Name	WESTAR MTG

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 437 Blanche Dr S was $2,927.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$297,600 (+2.69%) Land $145,000 Building $152,600	$297,600 (+2.69%) Land $145,000 Building $152,600
2025	$2,927.00	$289,800 Land $140,000 Building $149,800	$289,800 Land $140,000 Building $149,800
2023		$265,100 (+14.51%) Land $115,000 Building $150,100	$265,100 (+14.51%) Land $115,000 Building $150,100
2022		$231,500 Land $95,000 Building $136,500	$231,500 Land $95,000 Building $136,500
2019	$2,130.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 437 Blanche Dr S; there have been 26 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 56 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	56 in force
Nearby Flood Claims	26 (1999–2018)
Claims Outside the SFHA	7 of 26
Most Recent Claim	Sep 2018 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims Hurricane Irene, Aug 2011 · 5 claims Hurricane Isabel, Sep 2003 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 437 Blanche Dr S is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Verizon.

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