437 Belchertown Rd, Ware, MA 01082 Property Records

Hampshire County and Ware Town property record for 437 Belchertown Rd, Ware, MA 01082

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,602 sqft · built 1997
Lot Size	5.72 acres (249,486 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Dec 2016)
Tax Bill	$4,994 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit Jun 2021 Refinance + 1 more
APN	`WARE M:00021 B:00012 L:00002`

Property Details

APN / Parcel Number

Primary APN	`WARE M:00021 B:00012 L:00002`
Alternative APN	`4768`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,602 sqft Living Area
Gross Area	3,456 sqft
Basement Area	1,224 sqft
Unfinished Basement	1,224 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Cape Cod
Exterior Material	Logs
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	249,486 sqft (5.72 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	4768
Street Address	437 BELCHERTOWN RD
City	WARE
State	MA
Zip	01082-9420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Block	12
Legal Lot Number	2
Jurisdiction	WARE MA
Township / Civil Division	WARE
Census Block Group	1
Census Block	1011
Census Tract	820101

Owner

Source: Hampshire County and Ware Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	437 BELCHERTOWN RD, WARE, MA 01082-9420
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2025	Deed of Trust, Mortgage · Line of Credit WESTFIELD BANK FSB
Jun 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance POLISH NATIONAL CU
Jul 6, 2017	Deed of Trust, Mortgage · Line of Credit WESTFIELD BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 15, 2016 · Amount on Record
Deed Sale	Dec 15, 2016 · Amount on Record
Prior Sale	May 19, 2016 · Amount on Record
Deed Book / Page	12497 / 343
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARE MA
Property Address	437 BELCHERTOWN RD, WARE, MA 01082-9420
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015505-36
Date	Aug 18, 2025
Book Page	15505/36
Instrument	13477

Lender

Name	WESTFIELD BANK FSB
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2050

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARE MA
Property Address	437 BELCHERTOWN RD, WARE, MA 01082-9420
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014139-216
Date	Jun 11, 2021
Book Page	14139/216
Instrument	14304

Lender

Name	POLISH NATIONAL CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2041

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARE MA
Property Address	437 BELCHERTOWN RD, WARE, MA 01082-9420
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12674-201
Date	Jul 6, 2017
Book Page	12674/201
Instrument	13218

Lender

Name	WESTFIELD BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Hampshire County and Ware Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Ware Town
Unified School District	Ware School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,994.00 (-9.77%)	$331,600 (+3.4%) Land $62,000 Building $269,600	$418,760 (+6.09%)
2024			$394,725
2023	$5,535.00	$320,700 Land $57,400 Building $263,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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