Horry County property record for 437 Bay Dr, Murrells Inlet, SC 29576
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,056 sqft · built 1985 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $549,000 (Apr 2026) |
| Tax Bill | $4,948 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Oct 2023 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 470-03-02-0003 |
| Primary APN | 470-03-02-0003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,356 sqft (0.1 acres) |
| Garage Type | Carport |
| Garage Area | 1,104 sqft |
| Carport | Carport |
| Carport Area | 1,104 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 16 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 437 BAY DR |
|---|---|
| City | MURRELLS INLET |
| State | SC |
| Zip | 29576-8725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SALTERS COVE; LT 11 BL U |
| Legal Subdivision | SALTERS COVE |
| Legal Lot Number | 11 |
| Jurisdiction | HORRY SC |
| Township / Civil Division | MYRTLE BEACH |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 51302 |
Source: Horry County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6783 GENESIS DR, MURRELLS INLET, SC 29576-7461 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2026 | Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD MORTGAGE |
| Oct 2, 2023 | Warranty Deed, Transfer |
| Nov 14, 2020 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2026 · Amount on Record |
| Deed Sale | Apr 29, 2026 · Amount on Record |
| Prior Sale | Oct 2, 2023 · Amount on Record |
| Deed Document Number | 202645082 |
| Deed Book / Page | 5072 / 2934 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Apr 29, 2026 |
| Property Address | 437 BAY DR, MURRELLS INLET, SC 29576-8725 |
| Document Number | 0050722934 |
| Book / Page | 5072 / 2934 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 202645082 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 7032001938, |
|---|---|
| Date | Apr 29, 2026 |
| Book Page | 7032/1938 |
| Name | NEIGHBORHOOD MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Oct 2, 2023 |
| Property Address | 437 BAY DR, MURRELLS INLET, SC 29576-8725 |
| Document Number | 0047292889 |
| Book / Page | 4729 / 2889 |
| Instrument Date | Sep 29, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $14.43 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 337 S PORT DR, SUMMERVILLE, SC 29483-7080 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 437 BAY DR, MURRELLS INLET, SC 29576-8725 |
| Document Number | 6298/2700 |
| Instrument Date | Nov 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 437 BAY DR MURRELLS INLET SC 295768725, MURRELLS INLET, SC 29576-8725 |
| Document Number | 6298/2700 |
|---|---|
| Date | Nov 23, 2020 |
| Book Page | 006298/002700 |
| Name | NEW DAY FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 22, 2050 |
Source: Horry County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Horry County |
| Unified School District | Horry County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,948.00 | $390,736 (-) Land $237,073 Building $153,663 | |
| 2024 | $4,948.00 | $23,444 (+130.41%) Land $14,224 Building $9,220 | $390,736 (+53.6%) Land $237,073 Building $153,663 |
| 2023 | $10,175 (-) Land $4,123 Building $6,052 | $254,380 (-) Land $103,080 Building $151,300 | |
| 2021 | $963.00 | $10,175 Land $4,123 Building $6,052 | $254,380 Land $103,080 Building $151,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 208 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 446 units insured incl. 238 condo units |
| Nearby Flood Claims | 550 (1979–2023) |
| Claims Outside the SFHA | 18 of 550 |
| Most Recent Claim | Dec 2023 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.7% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| HTC Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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