437 Bay Ave, Patchogue, NY 11772 Property Records

Suffolk County and Brookhaven Town property record for 437 Bay Ave, Patchogue, NY 11772

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 907 sqft · built 1949
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$93,000 (Apr 2012)
Tax Bill	$6,296 (2024)
Deeds & Mortgages	Jan 2020 Loan Modification Dec 2019 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`0200-982.50-02.00-007.000`

Property Details

APN / Parcel Number

Primary APN	`0200-982.50-02.00-007.000`
Alternative APNs	`472289 982.50-02-007.000` `228998205000020070000000` `00003117590` `0003117590` `3117590`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	907 sqft Living Area

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Brick
Lot Area	6,098 sqft (0.14 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	3117590
Street Address	437 BAY AVE
City	PATCHOGUE
State	NY
Zip	11772-4023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAMUEL A SMITH 795 15
Legal Subdivision	SMITH SAMUEL A
Legal Block	2500
Legal Lot Number	200
Jurisdiction	SUFFOLK NY
Township / Civil Division	BROOKHAVEN
Census Block Group	2
Census Block	2024
Census Tract	159201

Owner

Source: Suffolk County and Brookhaven Town records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	437 BAY AVE, PATCHOGUE, NY 11772-4023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 1, 2020	Loan Modification, Mortgage · FHA Mortgage CALIBER HM LOANS
Dec 9, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jun 7, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2012 · Amount on Record
Deed Sale	Apr 30, 2012 · Amount on Record
Prior Sale	Aug 4, 2006 · Amount on Record
Deed Book / Page	12692 / 12
Last Transfer Date	Apr 26, 2018
Transfer Doc	0129640441
Record Updated	Oct 29, 2026

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SUFFOLK NY
Property Address	437 BAY AVE, PATCHOGUE, NY 11772-4023
Document Number	0231320308
Instrument Date	Jan 1, 2020
Transaction Type	Mortgage
Record Updated	Sep 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 BAY AVE PATCHOGUE NY 117724023, PATCHOGUE, NY 11772-4023

Mortgage

Document Number	0231320308
Date	May 5, 2020
Book Page	023132/000308

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 4, 2050

Interest

Rate	3.75%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	437 BAY AVE, PATCHOGUE, NY 11772-4023
Document Number	0231320309
Instrument Date	Dec 9, 2019
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 BAY AVE PATCHOGUE NY 117724023, PATCHOGUE, NY 11772-4023

Mortgage

Document Number	0231320309
Date	May 5, 2020
Book Page	023132/000309

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 4, 2050

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SUFFOLK NY
Recording Date	Jun 7, 2018
Property Address	437 BAY AVE, PATCHOGUE, NY 11772-4023
Document Number	0129640441
Book / Page	12964 / 441
Instrument Date	Apr 26, 2018
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Suffolk County and Brookhaven Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Brookhaven Town
Unified School District	Patchogue-Medford Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,400 (-) Land $200 Building $1,200	$291,667 (+11,152.58%) Land $37,736 Building $226,415
2024	$6,296.00
2023		$1,400 Land $200 Building $1,200	$2,592 Land $370 Building $2,222

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	52 (1978–2021)
Claims Outside the SFHA	25 of 52
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Sandy, Oct 2012 · 21 claims Hurricane Irene, Aug 2011 · 9 claims Severe Blizzard, Mar 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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