437 Alcalde Ave, Monterey, CA 93940 Property Records

Monterey County property record for 437 Alcalde Ave, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,325 sqft · built 1987
Lot Size	0.217 acres (9,450 sqft)
Owner	2 Company Names on Record
Last Sale	$990,000 (Feb 2025)
Tax Bill	$11,594 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`013-111-028-000`

Property Details

APN / Parcel Number

Primary APN	`013-111-028-000`
Alternative APN	`013-111-028`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,325 sqft Living Area
1st Floor Area	1,325 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	9,450 sqft (0.217 acres)
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	013-111-028
Street Address	437 ALCALDE AVE
City	MONTEREY
State	CA
Zip	93940-5203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLA DEL MONTE LOT 13 & N 10 FT OF LOT 14 BLK 9
Legal Subdivision	VILLA DEL MONTE
Legal Block	9
Legal Lot Number	13,14
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2021
Census Tract	13300

Owner

Source: Monterey County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	437 ALCALDE AVE, MONTEREY, CA 93940-5203
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT SAVINGS BANK FSB
Feb 24, 2026	Deed of Trust, Mortgage · Line of Credit GTE FCU
Feb 9, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 9, 2018	Affidavit of Death, Transfer ATTORNEY ONLY
Feb 9, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2025 · Amount on Record
Deed Sale	Feb 5, 2025 · Amount on Record
Deed Document Number	20253907
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	437 ALCALDE AVE, MONTEREY, CA 93940-5203
Transaction Type	Mortgage
Record Updated	Mar 5, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 ALCALDE AVE, MONTEREY, CA 93940-5203

Mortgage

Document Number	0000006000
Date	Feb 24, 2026
Instrument	2026006000

Lender

Name	PROVIDENT SAVINGS BANK FSB
Type	Bank
Address	RIVERSIDE, CA 92506

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Mar 1, 2036
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.1%
Index	SOFR Average 30-Day
Max Rate	11.1%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	437 ALCALDE AVE, MONTEREY, CA 93940-5203
Transaction Type	Mortgage
Record Updated	Mar 5, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 ALCALDE AVE, MONTEREY, CA 93940-5203

Mortgage

Document Number	0000006001
Date	Feb 24, 2026
Instrument	2026006001

Lender

Name	GTE FCU
Type	Credit Union
Address	TAMPA, FL 33602

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 18, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Feb 9, 2018
Property Address	MONTEREY, CA 93940
Document Number	0000005576
Instrument Date	Jan 30, 2018
Instrument	5576
Transaction Type	Transfer
Record Updated	Mar 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	91 NELSON AVE MILL VALLEY CA 949412121, MILL VALLEY, CA 94941-2121

February 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MONTEREY CA
Recording Date	Feb 9, 2018
Property Address	MONTEREY, CA 93940
Document Number	0000005574
Instrument Date	Jan 30, 2018
Instrument	5574
Transaction Type	Transfer
Record Updated	Feb 23, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	91 NELSON AVE MILL VALLEY CA 949412121, MILL VALLEY, CA 94941-2121

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Feb 9, 2018
Property Address	MONTEREY, CA 93940
Document Number	0000005575
Instrument Date	Jan 30, 2018
Instrument	5575
Transaction Type	Transfer
Record Updated	Feb 23, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 ALCADE ST MONTEREY CA, MONTEREY, CA

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,009,800 (+1.02%) Land $663,000 Building $346,800
2025	$11,594.00 (+251.44%)	$999,600 (+239.61%) Land $663,000 Building $336,600
2023	$3,299.00 (+1.38%)	$294,337 Land $110,371 Building $183,966
2022	$3,254.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	22 (1998–2002)
Claims Outside the SFHA	12 of 22
Most Recent Claim	Dec 2002 · tidal / storm surge
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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