Chippewa County property record for 437 2nd St, Watson, MN 56295
| Property Type | Single Family Home |
|---|---|
| Details | built 1908 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,448 (2026) |
| Deeds & Mortgages | Nov 2023 Mortgage Jun 2023 Mortgage |
| APN | 90-050-1040 |
| Primary APN | 90-050-1040 |
|---|---|
| Alternative APN |
|
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1908 |
| Lot Area | 11,326 sqft (0.26 acres) |
| Account Number | 24640 |
|---|---|
| Street Address | 437 2ND ST |
| City | WATSON |
| State | MN |
| Zip | 56295-3000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIGINAL PLAT LOTS 14, 15, 16 & 17 BLOCK 10 |
| Legal Subdivision | ORIGINAL PLAT |
| Legal Block | 10 |
| Legal Lot Number | 14-17 |
| Jurisdiction | CHIPPEWA MN |
| Township / Civil Division | WATSON |
| Census Block Group | 2 |
| Census Block | 2209 |
| Census Tract | 950500 |
Source: Chippewa County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 437 2ND ST, WATSON, MN 56295-3000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 15, 2023 | Deed of Trust, Mortgage · Closed-End Mortgage HOME LOAN INVESTMENT BANK FSB |
| Jun 29, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHIPPEWA MN |
| Property Address | 437 2ND ST, WATSON, MN 56295-3000 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2023 |
| Name | Verified Name |
|---|
| Document Number | A000315920 |
|---|---|
| Date | Nov 15, 2023 |
| Instrument | A000315920 |
| Name | HOME LOAN INVESTMENT BANK FSB |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 237 Months |
| Due | Aug 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHIPPEWA MN |
| Property Address | 437 2ND ST, WATSON, MN 56295-3000 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | A000315100 |
|---|---|
| Date | Jun 29, 2023 |
| Instrument | A000315100 |
| Name | FIRST STATE BANK OF ST CHARLES MO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
Source: Chippewa County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Chippewa County |
| Municipality | Watson City |
| Unified School District | Montevideo Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,448.00 (+81.09%) Homeowner's exemption | $141,000 (+1.44%) Land $1,900 Building $139,100 | $141,000 (+1.44%) Land $1,900 Building $139,100 |
| 2025 | $139,000 (+46.62%) Land $1,900 Building $137,100 | $139,000 (+46.62%) Land $1,900 Building $137,100 | |
| 2023 | $94,800 Land $1,900 Building $92,900 | $94,800 Land $1,900 Building $92,900 | |
| 2022 | $1,904.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Watson serves 175 people · EPA ID MN1120006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Farmers Mutual Cooperative Telephone Company Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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