437 2nd St S, Stillwater, MN 55082 Property Records

Washington County property record for 437 2nd St S, Stillwater, MN 55082

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,976 sqft · built 1910
Owner	2 Company Names on File
Tax Bill	$13,208 (2026)
Deeds & Mortgages	May 2019 Transfer Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-030-20-44-0023`

Property Details

APN / Parcel Number

Primary APN	`28-030-20-44-0023`
Alternative APNs	`28-030-20-44-0109` `106924550`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,976 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Porch	Porch
Porch Area	810 sqft

Location & Zoning

Street Address	437 2ND ST S
City	STILLWATER
State	MN
Zip	55082-5101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK 1 LOT 3 SUBDIVISIONCD 3653 SUBDIVISIONNAME GRANDVIEW BLUFF ADDITION
Legal Subdivision	GRANDVIEW BLUFF ADDITION
Legal Block	1
Legal Lot Number	3
Jurisdiction	WASHINGTON MN
Township / Civil Division	STILLWATER
Census Block Group	1
Census Block	1004
Census Tract	70602

Owner

437 2nd St S, a single family home, is owned by a company.

Source: Washington County records, as of June 9, 2026

Owner of Record	2 Company Names on File
Mailing Address	419 2ND ST S, STILLWATER, MN 55082-5792
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 19, 2018	Warranty Deed, Transfer · ARM MIDWESTONE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHINGTON MN
Recording Date	May 8, 2019
Property Address	437 2ND ST S, STILLWATER, MN 55082-5101
Document Number	0001259063
Instrument Date	May 8, 2019
Instrument	1259063
Transaction Type	Transfer
Record Updated	May 31, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	322 BROADWAY ST S #1 STILLWATER MN 550825106, 1, STILLWATER, MN 55082-5106

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON MN
Recording Date	Dec 19, 2018
Property Address	437 2ND ST S, STILLWATER, MN 55082-5101
Document Number	0001257095
Instrument Date	Nov 8, 2018
Instrument	1257095
Transaction Type	Transfer
Record Updated	Jul 4, 2022
Title Company	BURNET TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,145.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 2ND ST S, STILLWATER, MN 55082-5101

Mortgage

Document Number	0001257096
Date	Dec 19, 2018
Instrument	1257096

Lender

Name	MIDWESTONE BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Jan 1, 2029
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	9.87%
Index	1-Year CMT
Margin	3
Max Rate	9.87%

Tax Assessment & Valuation

The 2026 property tax bill for 437 2nd St S was $13,208.

Source: Washington County assessment roll, as of June 9, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Washington County
Municipality	Stillwater City
Unified School District	Stillwater Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,208.00
2025		$960,400 (+6.65%) Land $307,200 Building $653,200	$960,400 (+6.65%) Land $307,200 Building $653,200
2024		$900,500 Land $253,700 Building $646,800	$900,500 Land $253,700 Building $646,800
2023	$10,990.00
2022		$937,600 Land $309,400 Building $628,200	$937,600 Land $309,400 Building $628,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 437 2nd St S in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1992–2001)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 437 2nd St S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Stillwater serves 19,462 people · EPA ID MN1820024
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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