437 20th St, Richmond, CA 94801 Property Records

Contra Costa County property record for 437 20th St, Richmond, CA 94801

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,152 sqft · built 1909
Lot Size	0.065 acres (2,825 sqft)
Owner	Individual Name on Record
Last Sale	$259,000 (Jun 2003)
Tax Bill	$7,502 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`514-130-009-4`

Property Details

APN / Parcel Number

Primary APN	`514-130-009-4`
Alternative APN	`514-130-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1940
Lot Area	2,825 sqft (0.065 acres)

Location & Zoning

Street Address	437 20TH ST
City	RICHMOND
State	CA
Zip	94801-3226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	CITY OF RICHMOND LOT 28 BLK 108
Legal Subdivision	RICHMOND
Legal Block	108
Legal Lot Number	28
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2008
Census Tract	375000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	437 20TH ST, RICHMOND, CA 94801-3226
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Jun 10, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jan 4, 2018	Quit Claim Deed, Transfer Quitclaim
May 19, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST BANK MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2003 · Amount on Record
Deed Sale	Jun 3, 2003 · Amount on Record
Prior Sale	Feb 7, 2000 · Amount on Record
Deed Document Number	2003259864
Last Transfer Date	Jan 4, 2018
Transfer Doc	0000001331
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	437 20TH ST, RICHMOND, CA 94801-3226
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000161578
Date	Sep 27, 2019
Instrument	2019-161578

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	437 20TH ST, RICHMOND, CA 94801-3226
Document Number	0000114517
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 20TH ST RICHMOND CA 948013226, RICHMOND, CA 94801-3226

Mortgage

Document Number	0000114517
Date	Jun 15, 2020
Instrument	114517

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2050

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 4, 2018
Property Address	437 20TH ST, RICHMOND, CA 94801-3226
Document Number	0000001331
Instrument Date	Dec 27, 2017
Instrument	1331
Transaction Type	Transfer
Record Updated	Jan 9, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	437 20TH ST RICHMOND CA 948013226, RICHMOND, CA 94801-3226

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	May 19, 2017
Property Address	437 20TH ST, RICHMOND, CA 94801-3226
Document Number	0000087125
Map Reference	MB D PG74
Instrument Date	May 10, 2017
Instrument	2017-087125
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	437 20TH ST, RICHMOND, CA 94801-3226

Mortgage

Document Number	0000087126
Date	May 19, 2017
Instrument	2017-087126

Lender

Name	FIRST BANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$429,949 (+2%) Land $243,744 Building $186,205
2025	$7,502.00 (+3.45%)	$421,519 (+4.04%) Land $238,965 Building $182,554
2023	$7,252.00 (+1.93%)	$405,153 Land $229,687 Building $175,466
2022	$7,115.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,047 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: Etheric Networks, GeoLinks, T-Mobile, Verizon.

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