437 10th Ct, Vero Beach, FL 32962 Property Records

Indian River County property record for 437 10th Ct, Vero Beach, FL 32962

Property Summary

Property TypeSingle Family Home
Details1,530 sqft · built 1983
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on File
Tax Bill$2,401 (2025)
Deeds & MortgagesApr 2024 Line of Credit
Dec 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN33-39-13-00016-0003-00014.0

Property Details

APN / Parcel Number

Primary APN33-39-13-00016-0003-00014.0
Alternative APN
  • 77117

Interior

Plumbing Fixtures6 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,530 sqft Living Area
1st Floor Area1,530 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1983
Exterior MaterialFiber Cement Siding
Construction TypeWood Frame
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Lot Area12,197 sqft (0.28 acres)
Lot Dimensions130 ft deep x 94 ft wide
Garage Area480 sqft
DrivewayDriveway
Driveway Area648 sqft
PorchOpen Porch
Porch Area42 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number77117
Street Address437 10TH CT
CityVERO BEACH
StateFL
Zip32962-1524
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionPINECREST UNIT 2 BLK C LOT 14 PBI 11-2
Legal Range39
Legal Township33
Legal Section13
Legal SubdivisionPINECREST SUB UNIT 2
Legal BlockC
Legal Lot Number14
Legal Unit2
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group4
Census Block4009
Census Tract50602

Owner

437 10th Ct is owned and occupied by two individuals who acquired it in April 2024.

Source: Indian River County records, as of March 5, 2026

Owner of Record2 Individual Names on File
Mailing Address437 10TH CT, VERO BEACH, FL 32962-1524
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 2, 2024Deed of Trust, Mortgage · Line of Credit
SPACE COAST CU
Dec 6, 2021Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Sep 10, 2020Warranty Deed, Transfer · FHA Mortgage
FBC MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 5, 2024
Deed SaleApr 5, 2024
Prior SaleOct 31, 2003
Deed Document Number0003692129
Deed Book / Page3336 / 2261
Prior Transfer DateSep 10, 2020
Prior Transfer Doc3120200053385
Record UpdatedJun 8, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address437 10TH CT, VERO BEACH, FL 32962-1524
Transaction TypeMortgage
Record UpdatedMay 6, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address437 10TH CT, VERO BEACH, FL 32962-1524

Mortgage

Document Number0036871812
DateApr 2, 2024
Book Page3687/1812
Instrument3120240015175
Lender
NameSPACE COAST CU
TypeCredit Union
Address8045 N WICKHAM RD, MELBOURNE, FL 32940
Agreement
TypeLine of Credit
AmountAmount on Record
Term168 Months
DueApr 1, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address437 10TH CT, VERO BEACH, FL 32962-1524
Transaction TypeMortgage
Record UpdatedDec 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address437 10TH CT, VERO BEACH, FL 32962-1524

Mortgage

Document Number0034892425
DateDec 6, 2021
Book Page3489/2425
Instrument3120210083637
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term345 Months
DueSep 1, 2050

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateSep 10, 2020
Property Address437 10TH CT, VERO BEACH, FL 32962-1524
Document Number0033362261
Book / Page3336 / 2261
Map ReferenceMB 11 PG 2
Instrument DateAug 27, 2020
Instrument3120200053385
Transaction TypeTransfer
Record UpdatedDec 6, 2021
Title CompanyRIOMAR TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,484.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5920 SPICEWOOD LN, 5920, VERO BEACH, FL 32966-6304

Transferred To (Grantee/Buyer)

NameVerified Name
Address437 10TH CT, VERO BEACH, FL 32962-1524

Mortgage

Document Number33362263
DateSep 10, 2020
Instrument3336/2263
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 437 10th Ct was $2,401.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,401.00$182,119$267,310 Land $33,415 Building $233,895
2023$1,860.00 (+3.1%)$160,617 (+3%)$250,618 (+15.64%) Land $33,415 Building $217,203
2022$1,804.00$155,939$216,729 Land $33,415 Building $183,314

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 437 10th Ct in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims14 (1995–2017)
Claims Outside the SFHA13 of 14
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 437 10th Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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