Chisago County property record for 43687 Gates Ave, Harris, MN 55032
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 1,729 sqft · built 1901 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $205,000 (Sep 2026) |
| Tax Bill | $2,326 (2026) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-00381-00 |
| Primary APN | 14-00381-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,729 sqft Living Area |
| Gross Area | 1,646 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Concrete Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Area | 1,231 sqft |
| Utility Building | 468 sqft |
| Heating System | Central |
|---|
| Account Number | 3981835 |
|---|---|
| Street Address | 43687 GATES AVE |
| City | HARRIS |
| State | MN |
| Zip | 55032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | SUBDIVISIONNAME STARKS' ADDITION TO HARRIS LOT 002 BLOCK 007 SUBDIVISIONCD 14020 |
| Legal Range | 021 |
| Legal Township | 036 |
| Legal Section | 28 |
| Legal Subdivision | STARKS ADDITION TO HARRIS |
| Legal Block | 7 |
| Legal Lot Number | 2 |
| Jurisdiction | CHISAGO MN |
| Township / Civil Division | HARRIS |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 110202 |
43687 Gates Ave is owned and occupied by two individuals who bought it in September 2026.
Source: Chisago County records, as of October 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 43687 GATES AVE, HARRIS, MN 55032 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 24, 2026 · Amount on File |
| Deed Sale | Sep 24, 2026 · Amount on File |
| Deed Document Number | 2026696588 |
| Record Updated | Oct 29, 2026 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | CHISAGO MN |
| Recording Date | Sep 24, 2026 |
| Property Address | 43687 GATES AVE, HARRIS, MN 55032 |
| Document Number | 0000696588 |
| Instrument Date | Sep 14, 2026 |
| Instrument | 2026696588 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2026 |
| Title Company | ANCONA TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $68,326.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 43687 GATES AVE, HARRIS, MN 55032 |
| Document Number | 0000696588, |
|---|---|
| Date | Sep 24, 2026 |
| Instrument | 2026696588 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2026 property tax bill for 43687 Gates Ave was $2,326 with a homeowner's exemption, up 7.1% from the year before.
Source: Chisago County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Chisago County |
| Municipality | Harris City |
| Unified School District | North Branch Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,326.00 (+7.09%) | ||
| 2025 | $2,172.00 Homeowner's exemption | ||
| 2024 | $170,600 (-11.42%) | $199,200 (-5.55%) | |
| 2023 | $2,306.00 (+0.35%) Homeowner's exemption | $192,600 (+5.71%) | $210,900 (+4.77%) Land $65,000 Building $145,900 |
| 2022 | $2,298.00 (+6.59%) Homeowner's exemption | $182,200 (+26.88%) | $201,300 (+21.34%) Land $62,000 Building $139,300 |
| 2021 | $2,156.00 | $143,600 | $165,900 Land $50,000 Building $115,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 43687 Gates Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 17, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 43687 Gates Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Harris serves 400 people · EPA ID MN1130005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ECE Fiber Fiber | 2,000 / 2,000 |
| Midco Cable | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CenturyLink.
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