43687 Alcoba Dr, Temecula, CA 92592 Property Records

Riverside County property record for 43687 Alcoba Dr, Temecula, CA 92592

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,005 sqft · built 2000
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Trust Names on File
Last Sale	$211,500 (Jul 2000)
Tax Bill	$3,900 (2025)
Deeds & Mortgages	May 2021 Reverse Mortgage Apr 2020 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`959-261-007`

Property Details

APN / Parcel Number

Primary APN	`959-261-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,005 sqft Living Area
Gross Area	2,393 sqft
1st Floor Area	2,005 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2001
Construction Type	Wood
Roof Material	Tile
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Attached
Garage Area	388 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	43687 ALCOBA DR
City	TEMECULA
State	CA
Zip	92592-4373
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 76 MB 281/001 TR 24185-2
Legal Subdivision	TRACT NO 24185 2
Legal Tract	24185-2
Legal Lot Number	76
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	5
Census Block	5001
Census Tract	43265

Owner

43687 Alcoba Dr is owner-occupied and held in a trust since April 2004.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Trust Names on File
Mailing Address	43687 ALCOBA DR, TEMECULA, CA 92592-4373
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Apr 30, 2020	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Apr 25, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2000 · Amount on File
Deed Sale	Jul 14, 2000 · Amount on File
Deed Document Number	2000274906
Last Transfer Date	Apr 8, 2004
Transfer Doc	0000442211
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	43687 ALCOBA DR, TEMECULA, CA 92592-4373
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43687 ALCOBA DR, TEMECULA, CA 92592-4373

Mortgage

Document Number	0000314262
Date	May 21, 2021
Instrument	2021-0314262

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender
Address	MAHWAH, NJ 07495

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	1.59%
Type Change Date	Jul 1, 2021
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	6.95%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	43687 ALCOBA DR, TEMECULA, CA 92592-4373
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000188378
Date	Apr 30, 2020
Instrument	2020-0188378

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender
Address	MAHWAH, NJ 07495

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.73%
Type Change Date	May 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	43687 ALCOBA DR, TEMECULA, CA 92592-4373
Document Number	0000188379
Instrument Date	Apr 25, 2020
Transaction Type	Mortgage
Record Updated	May 12, 2020
Title Company	TICOR TITLE SAN DIEGO BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	43687 ALCOBA DR TEMECULA CA 925924373, TEMECULA, CA 92592-4373

Mortgage

Document Number	0000188379
Date	Apr 30, 2020
Instrument	188379

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	2.73%

Tax Assessment & Valuation

The 2025 property tax bill for 43687 Alcoba Dr was $3,900 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$324,274 (+2%) Land $76,834 Building $247,440
2025	$3,900.00 Homeowner's exemption	$317,917 Land $75,328 Building $242,589
2023	$3,806.00 (+2.5%) Homeowner's exemption	$305,573 Land $72,403 Building $233,170
2022	$3,713.00
2021			$585,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 43687 Alcoba Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 43687 Alcoba Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Accel Wireless Fixed Wireless	100 / 25

May also be available: T-Mobile, Verizon.

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