Loudoun County property record for 43686 Phelps Ter, Ashburn, VA 20147
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 2,172 sqft · built 2001 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $640,000 (Sep 2026) |
| Tax Bill | $5,115 (2026) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Feb 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 088-25-8682-000 |
| Primary APN | 088-25-8682-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 3 Stories |
| Building Area | 2,172 sqft Living Area |
| 1st Floor Area | 836 sqft |
| Basement Area | 611 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,742 sqft (0.04 acres) |
| Garage Type | Basement |
| Garage Area | 323 sqft |
| Deck Area | Deck Area |
| Patio Area | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 43686 PHELPS TER |
|---|---|
| City | ASHBURN |
| State | VA |
| Zip | 20147-6944 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R16 |
| Legal Description | RYAN PARK CENTER SEC 2 LOT 93 200911090075205 |
| Legal Subdivision | RYAN PARK |
| Legal Block | 3 |
| Legal Lot Number | 93 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | BROAD RUN |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 611020 |
Source: Loudoun County records, as of September 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 43686 PHELPS TER, ASHBURN, VA 20147-6944 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Sep 9, 2026 | Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 28, 2023 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HOME LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2026 · Amount on Record |
| Deed Sale | Sep 9, 2026 · Amount on Record |
| Prior Sale | Feb 28, 2023 · Amount on Record |
| Deed Document Number | 202647189 |
| Prior Transfer Date | Sep 10, 2015 |
| Prior Transfer Doc | 0000063909 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Sep 9, 2026 |
| Property Address | 43686 PHELPS TER, ASHBURN, VA 20147-6944 |
| Document Number | 0000047189 |
| Instrument Date | Sep 3, 2026 |
| Instrument | 202647189 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $64,640.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 43686 PHELPS TER, ASHBURN, VA 20147-6944 |
| Document Number | 0000047190, |
|---|---|
| Date | Sep 9, 2026 |
| Instrument | 202647190 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Feb 28, 2023 |
| Property Address | 43686 PHELPS TER, ASHBURN, VA 20147-6944 |
| Document Number | 0000007258 |
| Instrument Date | Feb 27, 2023 |
| Instrument | 202302280007258 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2023 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 43686 PHELPS TER, ASHBURN, VA 20147-6944 |
| Document Number | 0000007259 |
|---|---|
| Date | Feb 28, 2023 |
| Instrument | 202302280007259 |
| Name | VETERANS UNITED HOME LOANS |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,115.00 (+3.92%) | $635,430 (+3.91%) Land $185,000 Building $450,430 | $635,430 (+3.91%) Land $185,000 Building $450,430 |
| 2025 | $4,922.00 (+4.04%) | $611,540 (+13.1%) Land $185,000 Building $426,540 | $611,540 (+13.1%) Land $185,000 Building $426,540 |
| 2023 | $4,731.00 | $540,690 Land $175,000 Building $365,690 | $540,690 Land $175,000 Building $365,690 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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