Charlotte County property record for 43685 Sparrow Dr, Punta Gorda, FL 33982
| Property Type | Cluster Home |
|---|---|
| Details | 2 bd · 2 ba · 1,516 sqft · built 2023 |
| Lot Size | 0.103 acres (4,510 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $349,025 (Jun 2023) |
| Tax Bill | $3,404 (2025) |
| Deeds & Mortgages | Jun 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-26-29-106-112 |
| Primary APN | 42-26-29-106-112 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,516 sqft Living Area |
| Gross Area | 2,080 sqft |
| Flooring | Covered |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Composition/Composite |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 4,510 sqft (0.103 acres) |
| View / Lot | Water |
| Driveway | Driveway |
| Driveway Area | 320 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Heating System | Forced Air |
|---|
| Street Address | 43685 SPARROW DR |
|---|---|
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-9410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Cluster Home |
| Local Zoning Code | BOZD |
| Legal Description | BPR 000 0000 2194 BABCOCK RANCH COMMUNITY PRESERVE BLK0000 LT2194 3274517 |
| Legal Subdivision | BABCOCK RANCH |
| Legal Unit | Y |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 10100 |
43685 Sparrow Dr, a cluster home, is owner-occupied and held in a trust since June 2023.
Source: Charlotte County records, as of December 10, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 43685 SPARROW DR, PUNTA GORDA, FL 33982-9410 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2023 · Amount on File |
| Deed Sale | Jun 6, 2023 · Amount on File |
| Deed Document Number | 3274517 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jun 6, 2023 |
| Property Address | 43685 SPARROW DR, PUNTA GORDA, FL 33982-9410 |
| Document Number | 0003274517 |
| Map Reference | MB 25 PG 14A-14Q |
| Instrument Date | May 31, 2023 |
| Instrument | 3274517 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC |
| Amount | Amount on Record |
|---|---|
| Tax | $2,443.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1O541 BEN C PRATT SIX MILE CYPRESS PARKWAY #100100, 100100, FORT MYERS, FL 33966 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 43685 SPARROW DR, PUNTA GORDA, FL 33982-9410 |
The 2025 property tax bill for 43685 Sparrow Dr was $3,404 with a homeowner's exemption.
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,404.00 Homeowner's exemption | $267,754 | $293,252 Land $55,500 Building $237,752 |
| 2023 | $2,647.00 | $32,725 | $38,500 Land $38,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 43685 Sparrow Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 518 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 870 units insured incl. 352 condo units |
| Nearby Flood Claims | 11 (1995–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 43685 Sparrow Dr is very high, ranking above 90% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 90% of the US · above 84% of Florida |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN AND COUNTRY UTILITY private · serves 13,427 people · EPA ID FL5084116 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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