Tipton County property record for 4368 Mount Carmel Rd, Covington, TN 38019
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 950 sqft · built 1948 |
| Lot Size | 1.22 acres (53,143 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Jul 2025) |
| Tax Bill | $323 (2025) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage Apr 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 084078 00500 |
| Primary APN | 084078 00500 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 950 sqft Living Area |
| 1st Floor Area | 950 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 53,143 sqft (1.22 acres) |
| Lot Dimensions | 60 ft deep x 516 ft wide |
| Terrain | Rolling |
| Porch | Open Porch |
| Porch Area | 337 sqft |
| Utility Building | 320 sqft |
| Cooling System | None |
|---|---|
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 4368 MT CARMEL RD |
|---|---|
| City | COVINGTON |
| State | TN |
| Zip | 38019-7602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 08, COUNTY AREA: C62 |
| Jurisdiction | TIPTON TN |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 40602 |
4368 Mount Carmel Rd is owned and occupied by an individual who bought it in July 2025.
Source: Tipton County records, as of January 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4368 MT CARMEL RD, BAILEYTON, AL 35019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 9, 2025 | Warranty Deed, Transfer · USDA Mortgage LEADERS CU |
| Apr 20, 2023 | Deed of Trust, Mortgage · Commercial Mortgage INSOUTH BANK |
| Feb 22, 2018 | Deed of Trust, Mortgage INSOUTH BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2025 · Amount on File |
| Deed Sale | Jul 9, 2025 · Amount on File |
| Prior Sale | Feb 24, 2025 · Amount on File |
| Deed Document Number | 284661 |
| Deed Book / Page | 2087 / 135 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TIPTON TN |
| Recording Date | Jul 9, 2025 |
| Property Address | 4368 MT CARMEL RD, COVINGTON, TN 38019-7602 |
| Document Number | 0002087135 |
| Book / Page | 2087 / 135 |
| Instrument Date | Jul 3, 2025 |
| Instrument | 284661 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $647.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4368 MT CARMEL RD, COMO, TN 38223 |
| Document Number | 0000284662 |
|---|---|
| Date | Jul 9, 2025 |
| Instrument | 284662 |
| Name | LEADERS CU |
|---|---|
| Type | Credit Union |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIPTON TN |
| Property Address | 4368 MT CARMEL RD, COVINGTON, TN 38019-7602 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4368 MT CARMEL RD, COVINGTON, TN 38019-7602 |
| Document Number | 0001997125 |
|---|---|
| Date | Apr 20, 2023 |
| Book Page | 1997/125 |
| Instrument | 265610 |
| Name | INSOUTH BANK |
|---|---|
| Type | Bank |
| Address | BROWNSVILLE, TN 38012 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | May 11, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIPTON TN |
| Property Address | 4368 MT CARMEL RD, COVINGTON, TN 38019-7602 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1750157 |
|---|---|
| Date | Feb 22, 2018 |
| Book Page | 1750/157 |
| Instrument | 211509 |
| Name | INSOUTH BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Mar 1, 2023 |
The 2025 property tax bill for 4368 Mount Carmel Rd was $323.
Source: Tipton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Tipton County |
| Unified School District | Tipton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $323.00 | $21,200 Land $6,650 Building $14,550 | |
| 2023 | $21,200 Land $6,650 Building $14,550 | ||
| 2022 | $267.00 | ||
| 2020 | $84,800 Land $26,600 Building $58,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4368 Mount Carmel Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4368 Mount Carmel Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POPLAR GROVE UTILITY DISTRICT serves 19,599 people · EPA ID TN0000201 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 4 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Aeneas Communications Fiber | 1,000 / 1,000 |
| AT&T DSL | 100 / 20 |
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