4367 Virgusell Cir, Carmichael, CA 95608 Property Records

Sacramento County property record for 4367 Virgusell Cir, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,277 sqft · built 1962
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$545,000 (Oct 2017)
Tax Bill	$7,296 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Nov 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`230-0321-030-0000`

Property Details

APN / Parcel Number

Primary APN	`230-0321-030-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,277 sqft Living Area
1st Floor Area	2,277 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4367 VIRGUSELL CIR
City	CARMICHAEL
State	CA
Zip	95608-1222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-2
Legal Description	ALL THAT POR OF LOTS 13 & 14 GARFIELD ESTATES DESC AS BEG AT THE SW COR LOT 13 TH FROM SD POB ALG A CURVE TO THE LEFT WITH A
Legal Subdivision	GARFIELD ESTATES
Legal Lot Number	13,14
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1013
Census Tract	7603

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4367 VIRGUSELL CIR, CARMICHAEL, CA 95608-1222
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 9, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG
Oct 27, 2017	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2017 · Amount on File
Deed Sale	Oct 27, 2017 · Amount on File
Prior Sale	Jun 3, 2013 · Amount on File
Deed Book / Page	20171027 / 321
Prior Transfer Date	Apr 10, 2014
Prior Transfer Doc	0000000700
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4367 VIRGUSELL CIR, CARMICHAEL, CA 95608-1222
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4367 VIRGUSELL CIR, CARMICHAEL, CA 95608-1222

Mortgage

Document Number	0000000695
Date	Nov 9, 2021
Instrument	2021110900695

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Oct 22, 2041

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4367 VIRGUSELL CIR, CARMICHAEL, CA 95608-1222
Transaction Type	Mortgage
Record Updated	Nov 22, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4367 VIRGUSELL CIR, CARMICHAEL, CA 95608-1222

Mortgage

Document Number	2021110900695
Date	Nov 9, 2021
Instrument	2021110900695

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Oct 22, 2041

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4367 VIRGUSELL CIR, CARMICHAEL, CA 95608-1222
Document Number	2011162389
Instrument Date	Nov 7, 2020
Transaction Type	Mortgage
Record Updated	Dec 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4367 VIRGUSELL CIR CARMICHAEL CA 956081222, CARMICHAEL, CA 95608-1222

Mortgage

Document Number	2011162389
Date	Nov 16, 2020
Instrument	2011162389

Lender

Name	BETTER MTG
Type	Mortgage Company
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 15, 2050

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 27, 2017
Property Address	4367 VIRGUSELL CIR, CARMICHAEL, CA 95608-1222
Document Number	1710270321
Instrument Date	Oct 10, 2017
Instrument	1710270321
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4367 VIRGUSELL CIR CARMICHAEL CA 956081222, CARMICHAEL, CA 95608-1222

Mortgage

Document Number	1710270322
Date	Oct 27, 2017
Instrument	1710270322

Lender

Name	AMERICAN PACIFIC MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 26, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$632,513 (+2%) Land $166,832 Building $465,681
2025	$7,296.00 (+0.98%) Homeowner's exemption	$620,111 (+4.04%) Land $163,561 Building $456,550
2024	$7,225.00 (+2.73%)
2023	$7,033.00 (+0.54%) Homeowner's exemption	$596,033 Land $157,210 Building $438,823
2022	$6,995.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Succeed.Net.

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