4367 Rte 3, Saranac, NY 12981 Property Records

Clinton County and Saranac Town property record for 4367 Rte 3, Saranac, NY 12981

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,467 sqft · built 1850
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on Record
Last Sale	$139,000 (Dec 2019)
Tax Bill	$4,269 (2026)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`094489 251.3-3-23`

Property Details

APN / Parcel Number

Primary APN	`094489 251.3-3-23`
Alternative APN	`448925100300030230000000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,467 sqft Living Area
1st Floor Area	1,226 sqft
Upper Floors Area	189 sqft
Attic	Attic
Attic Area	52 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Traditional
Exterior Material	Composition/Composite
Foundation Type	Raised
Lot Area	56,628 sqft (1.3 acres)
Garage Type	Detached
Garage Area	2,204 sqft
Parking Spaces	8 Parking Spaces
Porch	Slab
Porch Area	239 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Water Source	Commercial

Location & Zoning

Street Address	4367 RT 3
City	SARANAC
State	NY
Zip	12981
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	3
Legal Lot Number	23.000
Jurisdiction	CLINTON NY
Township / Civil Division	SARANAC
Census Block Group	2
Census Block	2063
Census Tract	103800

Owner

Source: Clinton County and Saranac Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4367 RT 3, SARANAC, NY 12981
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2019 · Amount on Record
Deed Sale	Dec 16, 2019 · Amount on Record
Prior Sale	Dec 18, 2008 · Amount on Record
Deed Document Number	2019190-00305084
Prior Transfer Date	Nov 21, 2008
Record Updated	Oct 29, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON NY
Recording Date	Dec 16, 2019
Property Address	4367 RT 3, SARANAC, NY 12981
Document Number	0000305084
Instrument Date	Dec 13, 2019
Instrument	305084
Transaction Type	Transfer
Record Updated	Jan 3, 2020
Title Company	CENTENNIAL ABSTRACT, CENTENNIAL ABS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$556.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1398 STATE ROUTE 3 MORRISONVILLE NY 129623708, MORRISONVILLE, NY 12962-3708

Mortgage

Document Number	305085
Date	Dec 16, 2019
Instrument	305085

Lender

Name	PARAGON HM LNS
Type	Funding / Finance Company
Address	LIVERPOOL, NY 13088

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2049

Tax Assessment & Valuation

Source: Clinton County and Saranac Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Saranac Town
Unified School District	Saranac Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,269.00 (+195.64%)
2025	$1,444.00	$175,000 (-) Land $39,300 Building $135,700	$189,500 (+8.29%) Land $42,556 Building $146,944
2023		$175,000 Land $39,300 Building $135,700	$175,000 Land $39,300 Building $135,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REDFORD WATER DISTRICT serves 500 people · EPA ID NY0900222
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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