4367 Ratcliffe Dr, Belvidere, IL 61008 Property Records

Boone County property record for 4367 Ratcliffe Dr, Belvidere, IL 61008

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,284 sqft · built 1976
Lot Size	0.72 acres (31,363 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Aug 1993)
Tax Bill	$5,344 (2025)
Deeds & Mortgages	Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-10-303-011`

Property Details

APN / Parcel Number

Primary APN	`07-10-303-011`
Alternative APN	`07-07-10-303-011`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,284 sqft Living Area
Gross Area	2,752 sqft
1st Floor Area	2,752 sqft
Basement Area	1,376 sqft
Finished Basement	908 sqft
Family Room	Family Room
Game Room	Game Room
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	31,363 sqft (0.72 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Mixed
Garage Area	1,000 sqft
Parking Spaces	4 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	07-07-10-303-011
Street Address	4367 RATCLIFFE DR
City	BELVIDERE
State	IL
Zip	61008-8307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	10-43-3 1ST ADD TOWN HALL EST LOT #12 4367 RATCLIFFE DR W 100 N 217. 06 E 125 S 220.25
Legal Subdivision	1ST ADD TOWN HALL EST
Legal Lot Number	12
Jurisdiction	BOONE IL
Township / Civil Division	FLORA
Census Block Group	2
Census Block	2027
Census Tract	10400

Owner

Source: Boone County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4367 RATCLIFFE DR, BELVIDERE, IL 61008-8307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 1993 · Amount on Record
Deed Sale	Aug 30, 1993 · Amount on Record
Deed Document Number	19937473
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IL
Property Address	4367 RATCLIFFE DR, BELVIDERE, IL 61008-8307
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R00384
Date	Jan 21, 2020
Instrument	2020R00384

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Boone County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Boone County
County Subdivision	Flora Township
Unified School District	Belvidere Consolidated Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,344.00 (+8.75%) Homeowner's exemption	$81,250 (+10.66%) Land $11,626 Building $69,624	$243,750 (+10.66%) Land $34,878 Building $208,872
2024		$73,423 (+21.27%) Land $11,626 Building $61,797	$220,269 (+21.27%) Land $34,878 Building $185,391
2022	$4,914.00	$60,546 Land $11,626 Building $48,920	$181,638 Land $34,878 Building $146,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20