4367 Lake Forest Rd, Denver, NC 28037 Property Records

Lincoln County property record for 4367 Lake Forest Rd, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,697 sqft · built 2014
Lot Size	1.3 acres (56,759 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Jun 2017)
Tax Bill	$4,061 (2026)
Deeds & Mortgages	Jan 2020 Line of Credit Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4605-56-4298`

Property Details

APN / Parcel Number

Primary APN	`4605-56-4298`
Alternative APNs	`262959` `86809`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,697 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Custom Design
Lot Area	56,759 sqft (1.3 acres)
Pool Area	646 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	262959
Street Address	4367 LAKE FOREST RD
City	DENVER
State	NC
Zip	28037-7868
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R CU
Legal Description	#54 LT HARBOR OAKS PH2
Legal Subdivision	HARBOR OAKS
Legal Lot Number	54
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	1
Census Block	1018
Census Tract	71203

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4367 LAKE FOREST RD, DENVER, NC 28037-7868
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BK
Sep 6, 2019	Deed of Trust, Mortgage · Conventional with PMI SUNTRUST BK
Jun 16, 2017	Deed of Trust, Mortgage SUNTRUST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2017 · Amount on Record
Deed Sale	Jun 16, 2017 · Amount on Record
Prior Sale	Feb 27, 2015 · Amount on Record
Deed Document Number	2017564179
Deed Book / Page	2672 / 783
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	4367 LAKE FOREST RD, DENVER, NC 28037-7868
Document Number	2879383
Instrument Date	Jan 6, 2020
Transaction Type	Mortgage
Record Updated	Feb 20, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4367 LAKE FOREST RD DENVER NC 280377868, DENVER, NC 28037-7868

Mortgage

Document Number	2879383
Date	Jan 30, 2020
Book Page	002879/000383
Instrument	603864

Lender

Name	TRUIST BK
Address	DURHAM, NC 27701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2050

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	4367 LAKE FOREST RD, DENVER, NC 28037-7868
Document Number	2847250
Instrument Date	Sep 6, 2019
Transaction Type	Mortgage
Record Updated	Sep 27, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4367 LAKE FOREST RD DENVER NC 280377868, DENVER, NC 28037-7868

Mortgage

Document Number	2847250
Date	Sep 18, 2019
Book Page	002847/000250
Instrument	598007

Lender

Name	SUNTRUST BK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2049

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	4367 LAKE FOREST RD, DENVER, NC 28037-7868
Document Number	2672785
Book / Page	002672 / 000785
Instrument Date	Jun 16, 2017
Transaction Type	Mortgage
Record Updated	Jun 21, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4367 LAKE FOREST RD DENVER NC 28037, DENVER, NC 28037

Mortgage

Document Number	2672785
Date	Jun 16, 2017
Book Page	002672/000785
Instrument	564180

Lender

Name	SUNTRUST MTG
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2047

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,061.00 (+1.45%)	$644,078 (-) Land $97,272 Building $546,806	$644,078 (-) Land $97,272 Building $546,806
2023	$4,003.00	$644,078 Land $97,272 Building $546,806	$644,078 Land $97,272 Building $546,806

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2008–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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