Kenton County property record for 4366 Siffel Ct, Covington, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,250 sqft · built 1997 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $215,000 (Jul 2020) |
| Tax Bill | $2,130 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Jul 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-10-01-113.00 |
| Primary APN | 045-10-01-113.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,250 sqft Finished Area |
| Gross Area | 1,424 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 4366 SIFFEL CT |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41017-9202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FOWLER RIDGE SEC 4 LOT 113 |
| Legal Subdivision | FOWLER RIDGE |
| Legal Phase | 4 |
| Legal Lot Number | 113 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 66801 |
Source: Kenton County records, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4366 SIFFEL CT, COVINGTON, KY 41017-9202 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2020 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Jul 17, 2020 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Aug 4, 2017 | Warranty Deed, Transfer SIBCY CLINE MTG SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 17, 2020 · Amount on Record |
| Deed Sale | Jul 17, 2020 · Amount on Record |
| Prior Sale | Aug 4, 2017 · Amount on Record |
| Deed Document Number | 20205900068 |
| Deed Book / Page | 32 / 480 |
| Prior Transfer Date | Dec 29, 2004 |
| Prior Transfer Doc | 0005900150 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4366 SIFFEL CT, COVINGTON, KY 41017-9202 |
| Document Number | 0000000069 |
| Instrument Date | Jul 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2020 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Name | Verified Name |
|---|---|
| Address | 4366 SIFFEL CT COVINGTON KY 410179202, COVINGTON, KY 41017-9202 |
| Document Number | 0000000069 |
|---|---|
| Date | Jul 17, 2020 |
| Book Page | 000M70/000619 |
| Instrument | 69 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 16, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 17, 2020 |
| Property Address | 4366 SIFFEL CT, COVINGTON, KY 41017-9202 |
| Document Number | 0000000068 |
| Book / Page | 000032 / 000480 |
| Instrument Date | Jul 14, 2020 |
| Instrument | 68 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2020 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $215.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4366 SIFFEL CT COVINGTON KY 410179202, COVINGTON, KY 41017-9202 |
| Document Number | 69 |
|---|---|
| Date | Jul 17, 2020 |
| Book Page | 000M70/000619 |
| Instrument | 69 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 16, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 4, 2017 |
| Property Address | 4366 SIFFEL CT, COVINGTON, KY 41017-9202 |
| Document Number | 0000000082 |
| Book / Page | 0I3980 / 000186 |
| Instrument Date | Jul 31, 2017 |
| Instrument | 82 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2017 |
| Title Company | LAWYERS TITLE/CINCINNATI INC |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4366 SIFFEL CT COVINGTON KY 410179202, COVINGTON, KY 41017-9202 |
| Document Number | 83 |
|---|---|
| Date | Aug 4, 2017 |
| Book Page | 0I3980/000190 |
| Instrument | 83 |
| Name | SIBCY CLINE MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45236 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 3, 2047 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,130.00 (-7.03%) | $215,000 (-) Land $15,000 Building $200,000 | $215,000 (-) Land $15,000 Building $200,000 |
| 2023 | $2,291.00 | $215,000 Land $15,000 Building $200,000 | $215,000 Land $15,000 Building $200,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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