Hernando County property record for 4366 Merchant Ave, Spring Hill, FL 34608 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,530 sqft · built 1985 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $142,400 (Feb 2018) |
| Tax Bill | $691 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Jun 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5170-1154-0020 |
| Primary APN | R32-323-17-5170-1154-0020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,530 sqft Living Area |
| Gross Area | 2,409 sqft |
| 1st Floor Area | 1,530 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,000 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 525 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 288 sqft |
|---|---|
| Porch | Screened Porch |
| Porch Area | 1,221 sqft |
| Deck Area | 84 sqft |
| Patio Area | 247 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00626193 |
|---|---|
| Street Address | 4366 MERCHANT AVE |
| City | SPRING HILL |
| State | FL |
| Zip | 34608-3338 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 17 BLK 1154 LOT 2 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | SPRING HILL UNIT 17 |
| Legal Block | 1154 |
| Legal Lot Number | 2 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 41004 |
Source: Hernando County records · APN R32-323-17-5170-1154-0020
Assessment roll updated December 8, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4366 MERCHANT AVE, SPRING HILL, FL 34608-3338 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 16, 2025 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Jun 27, 2023 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| May 19, 2022 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Feb 06, 2018 | Warranty Deed, Transfer · Conventional Mortgage HUBERT E CARR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 06, 2018 · Amount on Record |
| Deed Sale | Feb 06, 2018 · Amount on Record |
| Prior Sale | Feb 04, 2004 · Amount on Record |
| Deed Document Number | 20187206 |
| Deed Book / Page | 3550 / 1323 |
| Prior Transfer Date | Sep 08, 2005 |
| Prior Transfer Doc | 0021040843 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 4366 MERCHANT AVE, SPRING HILL, FL 34608-3338 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4366 MERCHANT AVE, SPRING HILL, FL 34608-3338 |
| Document Number | 0046100528 |
|---|---|
| Date | Sep 16, 2025 |
| Book Page | 4610/528 |
| Instrument | 2025064482 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89074 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 4366 MERCHANT AVE, SPRING HILL, FL 34608-3338 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4366 MERCHANT AVE, SPRING HILL, FL 34608-3338 |
| Document Number | 0043131988 |
|---|---|
| Date | Jun 27, 2023 |
| Book Page | 4313/1988 |
| Instrument | 2023039933 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89074 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 4366 MERCHANT AVE, SPRING HILL, FL 34608-3338 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2022 |
| Title Company | MADISON SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 4366 MERCHANT AVE, SPRING HILL, FL 34608-3338 |
| Document Number | 0041731025 |
|---|---|
| Date | May 19, 2022 |
| Book Page | 4173/1025 |
| Instrument | 2022039408 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89074 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Feb 06, 2018 |
| Property Address | 4366 MERCHANT AVE, SPRING HILL, FL 34608-3338 |
| Document Number | 0035501323 |
| Book / Page | 003550 / 001323 |
| Instrument Date | Jan 29, 2018 |
| Instrument | 7206 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2018 |
| Title Company | TITLE USA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $996.52 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4366 MERCHANT AVE SPRING HILL FL 346083338, SPRING HILL, FL 34608-3338 |
| Document Number | 35501325 |
|---|---|
| Date | Feb 06, 2018 |
| Book Page | 003550/001325 |
| Instrument | 7207 |
| Name | HUBERT E CARR |
|---|---|
| Address | 2468 N SEYMOUR RD, FLUSHING, MI 48433-9741 |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Feb 05, 2020 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5% |
Source: Hernando County records · Assessment roll updated December 8, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $691.00 (+1.62%) Disabled Person's exemption | $158,078 (+5.99%) | $248,445 (+1.7%) Land $40,500 Building $207,945 |
| 2024 | $680.00 | ||
| 2023 | Additional exemption filed | $149,149 Land $149,149 | |
| 2022 | $244,292 Land $36,000 Building $208,292 |
Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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