43655 Towne St, Indio, CA 92201 Property Records

Riverside County property record for 43655 Towne St, Indio, CA 92201

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,467 sqft · built 2020
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Oct 2024)
Tax Bill	$4,028 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`610-221-015`

Property Details

APN / Parcel Number

Primary APN	`610-221-015`
Alternative APN	`613381015`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,467 sqft Living Area
Gross Area	1,987 sqft
1st Floor Area	1,467 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Wood
Roof Material	Tile
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	942 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	613381015
Street Address	43655 TOWNE ST
City	INDIO
State	CA
Zip	92201-2455
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 33 BLK C MB 021/068 NORTH INDIO RANCHOS
Legal Subdivision	NORTH INDIO RANCHOS
Legal Block	C
Legal Lot Number	33
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	3
Census Block	3002
Census Tract	45302

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	43655 TOWNE ST, INDIO, CA 92201-2455
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Deed of Trust, Mortgage · Commercial Mortgage HABITAT OF HUMANITY OF THE COACHELLA VAL
May 28, 2021	Grant Deed, Transfer · Conventional Mortgage FIRSTBANK
Oct 1, 2020	Grant Deed, Transfer · Commercial Mortgage CITY OF INDIO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2024 · Amount on Record
Deed Sale	Oct 18, 2024 · Amount on Record
Prior Sale	May 28, 2021 · Amount on Record
Deed Document Number	2024315076
Prior Transfer Date	Jan 10, 2011
Prior Transfer Doc	0000131391
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	43655 TOWNE ST, INDIO, CA 92201-2455
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43655 TOWNE STREET

Mortgage

Document Number	0000330915
Date	May 28, 2021
Instrument	2021-0330915

Lender

Name	HABITAT OF HUMANITY OF THE COACHELLA VAL
Type	Non-Lending Institution
Address	PALM DESERT, CA 92211

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 28, 2021
Property Address	43655 TOWNE ST, INDIO, CA 92201-2455
Document Number	0000330912
Map Reference	MB 21 PG 68&69
Instrument Date	May 5, 2021
Instrument	2021-0330912
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	43655 TOWNE ST, INDIO, CA 92201-2455

Mortgage

Document Number	0000330913
Date	May 28, 2021
Instrument	2021-0330913

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Mortgage

Document Number	0000330914
Date	May 28, 2021
Instrument	2021-0330914

Lender

Name	CITY OF INDIO
Type	Government Agency
Address	INDIO, CA 92201

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 1, 2020
Property Address	43655 TOWNE ST, INDIO, CA 92201-2455
Document Number	0000471946
Map Reference	MB 21 PG 68&69
Instrument Date	Sep 24, 2020
Instrument	2020-0471946
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72680 DINAH SHORE DR STE 6, 6, PALM DESERT, CA 92211-0802

Mortgage

Document Number	0000471947
Date	Oct 1, 2020
Instrument	2020-0471947

Lender

Name	CITY OF INDIO
Type	Government Agency

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$158,100 (-39.66%) Land $66,300 Building $91,800
2025	$4,028.00 (+62.55%)	$262,000 (+67.88%) Land $65,500 Building $196,500
2023	$2,478.00 (+2.27%)	$156,060 Land $39,015 Building $117,045
2022	$2,423.00
2021			$231,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 50

May also be available: GeoLinks, Verizon.

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