Stanly County property record for 43650 Rummage Rd, Albemarle, NC 28001
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2 ba · 2,066 sqft · built 2010 |
| Lot Size | 30.3 acres (1,323,788 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $130,000 (Jun 2015) |
| Tax Bill | $2,676 (2026) |
| Deeds & Mortgages | Feb 2026 Line of Credit Jul 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 655904824860 |
| Primary APN | 655904824860 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,066 sqft Finished Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Combination |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 1,323,788 sqft (30.3 acres) |
| Garage Type | Attached |
| Garage Area | 1,935 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 32921 |
|---|---|
| Street Address | 43650 RUMMAGE RD |
| City | ALBEMARLE |
| State | NC |
| Zip | 28001-7809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE 43650 RUMMAGE RD 655904005 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | NORTH ALBEMARLE |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 930200 |
43650 Rummage Rd is owned and occupied by two individuals who bought it in June 2015.
Source: Stanly County records, as of October 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 43650 RUMMAGE RD, ALBEMARLE, NC 28001-7809 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 6, 2026 | Deed of Trust, Mortgage · Line of Credit UWHARRIE BANK |
| Jul 25, 2019 | Loan Modification, Mortgage · Conventional Mortgage UWHARRIE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2015 · Amount on File |
| Deed Sale | Jun 16, 2015 · Amount on File |
| Prior Sale | Mar 24, 2015 · Amount on File |
| Deed Document Number | 2015372951 |
| Deed Book / Page | 1528 / 331 |
| Prior Transfer Date | Jun 10, 2015 |
| Prior Transfer Doc | 0000379499 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 43650 RUMMAGE RD, ALBEMARLE, NC 28001-7809 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 43650 RUMMAGE RD, ALBEMARLE, NC 28001-7809 |
| Document Number | 0000484932 |
|---|---|
| Date | Feb 6, 2026 |
| Book Page | 1908/1404 |
| Instrument | 484932 |
| Name | UWHARRIE BANK |
|---|---|
| Type | Bank |
| Address | ALBEMARLE, NC 28001 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 5, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | STANLY NC |
| Property Address | 43650 RUMMAGE RD, ALBEMARLE, NC 28001-7809 |
| Document Number | 0000411637 |
| Instrument Date | Jul 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 43650 RUMMAGE RD ALBEMARLE NC 280017809, ALBEMARLE, NC 28001-7809 |
| Document Number | 0000411637 |
|---|---|
| Date | Jul 30, 2019 |
| Book Page | 001676/000257 |
| Instrument | 411637 |
| Name | UWHARRIE BK |
|---|---|
| Type | Bank |
| Address | ALBEMARLE, NC 28001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 43650 Rummage Rd was $2,676.
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,676.00 | $438,784 (-) Land $194,028 Building $244,756 | $438,784 (-) Land $194,028 Building $244,756 |
| 2025 | $2,676.00 | $438,784 Land $194,028 Building $244,756 | $438,784 Land $194,028 Building $244,756 |
| 2023 | $2,815.00 | $305,753 Land $129,978 Building $175,775 | $305,753 Land $129,978 Building $175,775 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 43650 Rummage Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 43650 Rummage Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Windstream DSL | 100 / 20 |
5G (outdoors only) and 4G LTE
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